If you are searching for the IFSC code of HDFC Bank, VARACHHA - GUJARAT branch in SURAT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is HDFC0000533. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VARACHHA - GUJARAT branch, and detailed step-by-step guides for using the IFSC HDFC0000533 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's VARACHHA - GUJARAT branch, the IFSC HDFC0000533 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 000533 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Varachha - Gujarat branch in Surat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000533.
Varachha - Gujarat branch overview
Located at SHOP NO.340 PART TO 349, UPPER GROUND FLOOR, PODDAR ARCADE, KHAND BAZAR, VARACHHA ROAD, SURAT, GUJARAT - 395006, the Varachha - Gujarat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0000533 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Varachha - Gujarat |
| IFSC Code | HDFC0000533 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.340 PART TO 349, UPPER GROUND FLOOR, PODDAR ARCADE, KHAND BAZAR, VARACHHA ROAD, SURAT, GUJARAT - 395006 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9898271111 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VARACHHA - GUJARAT of HDFC Bank — its own 11-character IFSC. The code HDFC0000533 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000533 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Varachha - Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000533 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0000533
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000533 across all three.
NEFT to HDFC Bank, VARACHHA - GUJARAT using IFSC HDFC0000533
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000533, and confirm that the system picks up HDFC Bank – VARACHHA - GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0000533
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – VARACHHA - GUJARAT, ensure your bank's portal accepts IFSC HDFC0000533 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – VARACHHA - GUJARAT, use IMPS. With IFSC HDFC0000533 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000533 for HDFC Bank – VARACHHA - GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000533 | Yes – HDFC0000533 | Yes – HDFC0000533 |
For most retail customers crediting the Varachha - Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's VARACHHA - GUJARAT branch, the IFSC HDFC0000533 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Varachha - Gujarat branch is mapped to IFSC HDFC0000533 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000533.
Banking services available
The Varachha - Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9898271111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000533
Online banking and IFSC HDFC0000533
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the VARACHHA - GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000533 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Varachha - Gujarat branch sits at SHOP NO.340 PART TO 349, UPPER GROUND FLOOR, PODDAR ARCADE, KHAND BAZAR, VARACHHA ROAD, SURAT, GUJARAT - 395006. If you are travelling from outside Surat, search for the branch on a maps application using the bank name and locality, or call 91-9898271111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000533 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – VARACHHA - GUJARAT:
- The IFSC is exactly HDFC0000533 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and VARACHHA - GUJARAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Varachha - Gujarat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000533 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0000533 for HDFC Bank – VARACHHA - GUJARAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankVarachha - Gujarat Branch
SHOP NO.340 PART TO 349, UPPER GROUND FLOOR, PODDAR ARCADE, KHAND BAZAR, VARACHHA ROAD, SURAT, GUJARAT - 395006
Surat, Gujarat
Phone: 91-9898271111
IFSC: HDFC0000533
Frequently asked questions
Can I use IFSC HDFC0000533 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000533 to send funds instantly.
How do I add HDFC Bank Varachha - Gujarat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000533, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0000533 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Varachha - Gujarat reflect within 30 minutes.
Is IFSC HDFC0000533 valid for NEFT and RTGS?
Yes. IFSC HDFC0000533 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Varachha - Gujarat branch but serve different purposes.
Is IFSC HDFC0000533 the same for all accounts at Varachha - Gujarat branch?
Yes. The IFSC HDFC0000533 is shared by every account held at HDFC Bank's Varachha - Gujarat branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0000533 is the IFSC code of HDFC Bank, VARACHHA - GUJARAT branch, in SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
