IFSC Code of HDFC Bank, Sri Hargobindpur Sahib Branch, Punjab

Below are the complete branch details for HDFC Bank, SRI HARGOBINDPUR SAHIB branch, located in SRIHAR GOBINDPUR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002232. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002232 for HDFC Bank – SRI HARGOBINDPUR SAHIB — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – SRI HARGOBINDPUR SAHIB is HDFC0002232. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002232 map to this branch in SRIHAR GOBINDPUR, PUNJAB.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sri Hargobindpur Sahib branch in Srihar Gobindpur, Punjab is part of this network and uses the IFSC code HDFC0002232 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SRI HARGOBINDPUR HDFC BANK LTD MEHTA ROAD DIST-GURDASPUR PIN 143515. It serves the Srihar Gobindpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002232 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SRI HARGOBINDPUR SAHIB branch came to be assigned the code HDFC0002232.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002232, money simply cannot be routed to the SRI HARGOBINDPUR SAHIB branch electronically.

Products and account variants supported

Every account opened at the Sri Hargobindpur Sahib branch is mapped to IFSC HDFC0002232 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0002232.

Products and services

Customers walking into the Sri Hargobindpur Sahib branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0002232

How to transfer money using IFSC HDFC0002232

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002232 across all three.

NEFT to HDFC Bank, SRI HARGOBINDPUR SAHIB using IFSC HDFC0002232

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002232, and confirm that the system picks up HDFC Bank – SRI HARGOBINDPUR SAHIB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SRI HARGOBINDPUR SAHIB

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SRI HARGOBINDPUR SAHIB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002232 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – SRI HARGOBINDPUR SAHIB, use IMPS. With IFSC HDFC0002232 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sri Hargobindpur Sahib

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0002232:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SRI HARGOBINDPUR SAHIB is still linked to IFSC HDFC0002232.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SRI HARGOBINDPUR SAHIB branch, the IFSC HDFC0002232 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sri Hargobindpur Sahib branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002232 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Sri Hargobindpur Sahib branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002232 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SRI HARGOBINDPUR SAHIB:

• The IFSC is exactly HDFC0002232 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SRI HARGOBINDPUR SAHIB as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sri Hargobindpur Sahib branch

The branch is located at SRI HARGOBINDPUR HDFC BANK LTD MEHTA ROAD DIST-GURDASPUR PIN 143515, which puts it inside Srihar Gobindpur, the broader Gurdaspur district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Sri Hargobindpur Sahib branch” — the verified location pin for IFSC HDFC0002232 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9815331111 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002232 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0002232 for HDFC Bank – SRI HARGOBINDPUR SAHIB, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sri Hargobindpur Sahib branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002232, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0002232 belongs to HDFC Bank's SRI HARGOBINDPUR SAHIB branch, located at SRI HARGOBINDPUR HDFC BANK LTD MEHTA ROAD DIST-GURDASPUR PIN 143515 in SRIHAR GOBINDPUR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.