Below are the complete branch details for HDFC Bank, SOMWARPET branch, located in SOMWARPET, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0005803. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0005803 for HDFC Bank – SOMWARPET — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's SOMWARPET branch, the IFSC HDFC0005803 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 005803 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Somwarpet |
| IFSC Code | HDFC0005803 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SY NO 196 1B MADIKERI ROAD SOMWARPET SOMVARPET KARNATAKA 571236 |
| City | Somwarpet |
| District | Kodagu |
| State | Karnataka |
| STD Code | 1860 |
| Phone | 2676161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Somwarpet branch in Somwarpet, Karnataka is part of this network and uses the IFSC code HDFC0005803 for all electronic settlement.
About the Somwarpet branch
The Somwarpet branch of HDFC Bank is situated at GROUND FLOOR SY NO 196 1B MADIKERI ROAD SOMWARPET SOMVARPET KARNATAKA 571236. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005803 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SOMWARPET of HDFC Bank — its own 11-character IFSC. The code HDFC0005803 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005803 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0005803
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005803 across all three.
How to use IFSC HDFC0005803 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SOMWARPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005803.
- Confirm the bank name auto-populates as HDFC Bank and the branch as SOMWARPET.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SOMWARPET
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SOMWARPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005803 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank SOMWARPET (IFSC HDFC0005803)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005803 in your mobile or internet banking app, and the money is credited to the SOMWARPET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005803 for HDFC Bank – SOMWARPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005803 | Yes – HDFC0005803 | Yes – HDFC0005803 |
For most retail customers crediting the Somwarpet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005803
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SOMWARPET is still mapped to IFSC HDFC0005803. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005803 and the beneficiary's account number to complete the transfer.
Account types you can open at the Somwarpet branch
Once you have an account at HDFC Bank – SOMWARPET, the IFSC HDFC0005803 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Somwarpet branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005803
MICR & cheque-truncation details
Cheques drawn on the Somwarpet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005803 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Somwarpet branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0005803 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SOMWARPET:
- The IFSC is exactly HDFC0005803 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SOMWARPET as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Somwarpet branch sits at GROUND FLOOR SY NO 196 1B MADIKERI ROAD SOMWARPET SOMVARPET KARNATAKA 571236. If you are travelling from outside Somwarpet, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005803 and your account number.
Verifying IFSC HDFC0005803 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005803 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Somwarpet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005803 continue to work without interruption.
Branch address & contact
HDFC BankSomwarpet Branch
GROUND FLOOR SY NO 196 1B MADIKERI ROAD SOMWARPET SOMVARPET KARNATAKA 571236
Somwarpet, Karnataka
Phone: 1860-2676161
IFSC: HDFC0005803
Frequently asked questions
How do I add HDFC Bank Somwarpet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005803, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Somwarpet branch located?
HDFC Bank's Somwarpet branch is located at GROUND FLOOR SY NO 196 1B MADIKERI ROAD SOMWARPET SOMVARPET KARNATAKA 571236, Somwarpet, Karnataka.
Can I use IFSC HDFC0005803 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005803 to send funds instantly.
How quickly will an NEFT transfer using HDFC0005803 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Somwarpet reflect within 30 minutes.
Is IFSC HDFC0005803 valid for NEFT and RTGS?
Yes. IFSC HDFC0005803 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0005803 the same for all accounts at Somwarpet branch?
Yes. The IFSC HDFC0005803 is shared by every account held at HDFC Bank's Somwarpet branch. Only the account number changes from customer to customer.
Does HDFC Bank Somwarpet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
Final notes
To recap: HDFC0005803 is the IFSC code of HDFC Bank, SOMWARPET branch, in SOMWARPET, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
