If you are searching for the IFSC code of HDFC Bank, SIRONJ branch in SIRONJ, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0002146. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIRONJ branch, and detailed step-by-step guides for using the IFSC HDFC0002146 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – SIRONJ is HDFC0002146. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002146 map to this branch in SIRONJ, MADHYA PRADESH.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sironj |
| IFSC Code | HDFC0002146 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD. NEAR KRISHI UPAJ MANDI, NEAR STATE BANK OF INDIA, |
| City | Sironj |
| District | Vidisha |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9893603333 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sironj branch — IFSC HDFC0002146 — extends the bank's services to customers in and around Sironj, Madhya Pradesh.
About the Sironj branch
The Sironj branch of HDFC Bank is situated at HDFC BANK LTD. NEAR KRISHI UPAJ MANDI, NEAR STATE BANK OF INDIA,. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002146 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SIRONJ branch came to be assigned the code HDFC0002146.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002146, money simply cannot be routed to the SIRONJ branch electronically.
How to transfer money using IFSC HDFC0002146
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002146 across all three.
NEFT to HDFC Bank, SIRONJ using IFSC HDFC0002146
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002146, and confirm that the system picks up HDFC Bank – SIRONJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SIRONJ
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SIRONJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002146 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SIRONJ, use IMPS. With IFSC HDFC0002146 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002146 for HDFC Bank – SIRONJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002146 | Yes – HDFC0002146 | Yes – HDFC0002146 |
For most retail customers crediting the Sironj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002146
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SIRONJ is still mapped to IFSC HDFC0002146. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002146 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sironj branch is mapped to IFSC HDFC0002146 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002146.
Products and services
Customers walking into the Sironj branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002146
MICR & cheque-truncation details
Cheques drawn on the Sironj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002146 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0002146
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SIRONJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002146 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0002146
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SIRONJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002146. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sironj branch sits at HDFC BANK LTD. NEAR KRISHI UPAJ MANDI, NEAR STATE BANK OF INDIA,. If you are travelling from outside Sironj, search for the branch on a maps application using the bank name and locality, or call 91-9893603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002146 and your account number.
Verifying IFSC HDFC0002146 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002146 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9893603333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sironj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002146, however, work 24x7.
Branch address & contact
HDFC BankSironj Branch
HDFC BANK LTD. NEAR KRISHI UPAJ MANDI, NEAR STATE BANK OF INDIA,
Sironj, Madhya Pradesh
Phone: 91-9893603333
IFSC: HDFC0002146
Frequently asked questions
Does HDFC Bank Sironj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9893603333 to confirm.
What is the IFSC code of HDFC Bank Sironj branch?
The IFSC code of HDFC Bank, Sironj branch is HDFC0002146. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0002146 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sironj reflect within 30 minutes.
Is IFSC HDFC0002146 the same for all accounts at Sironj branch?
Yes. The IFSC HDFC0002146 is shared by every account held at HDFC Bank's Sironj branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0002146 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002146 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sironj branch but serve different purposes.
Final notes
To recap: HDFC0002146 is the IFSC code of HDFC Bank, SIRONJ branch, in SIRONJ, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
