If you are searching for the IFSC code of HDFC Bank, SIRHIND - PUNJAB branch in SIRHIND, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is HDFC0000726. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIRHIND - PUNJAB branch, and detailed step-by-step guides for using the IFSC HDFC0000726 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000726 is the IFSC of HDFC Bank's SIRHIND - PUNJAB branch. The format is fixed: HDFC = bank code, 0 = reserved, 000726 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sirhind - Punjab branch — IFSC HDFC0000726 — extends the bank's services to customers in and around Sirhind, Punjab.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sirhind - Punjab |
| IFSC Code | HDFC0000726 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 44/25, BASSI ROAD,NEAR JOYATI SWAROOP CHOWK,SIRHIND, DISTT FATEHGARH SAHIB |
| City | Sirhind |
| District | Fatehgarh Saheb |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
About this branch
The branch is located at 44/25, BASSI ROAD,NEAR JOYATI SWAROOP CHOWK,SIRHIND, DISTT FATEHGARH SAHIB. It serves the Sirhind region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000726 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIRHIND - PUNJAB of HDFC Bank — its own 11-character IFSC. The code HDFC0000726 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000726 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sirhind - Punjab branch is mapped to IFSC HDFC0000726 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000726.
Products and services
Customers walking into the Sirhind - Punjab branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000726
How to transfer money using IFSC HDFC0000726
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000726 across all three.
NEFT to HDFC Bank, SIRHIND - PUNJAB using IFSC HDFC0000726
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000726, and confirm that the system picks up HDFC Bank – SIRHIND - PUNJAB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SIRHIND - PUNJAB
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SIRHIND - PUNJAB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000726 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank SIRHIND - PUNJAB (IFSC HDFC0000726)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000726 in your mobile or internet banking app, and the money is credited to the SIRHIND - PUNJAB branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000726 for HDFC Bank – SIRHIND - PUNJAB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000726 | Yes – HDFC0000726 | Yes – HDFC0000726 |
For most retail customers crediting the Sirhind - Punjab branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SIRHIND - PUNJAB branch, the IFSC HDFC0000726 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Sirhind - Punjab branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000726 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sirhind - Punjab branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000726 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0000726
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SIRHIND - PUNJAB, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0000726. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sirhind - Punjab branch sits at 44/25, BASSI ROAD,NEAR JOYATI SWAROOP CHOWK,SIRHIND, DISTT FATEHGARH SAHIB. If you are travelling from outside Sirhind, search for the branch on a maps application using the bank name and locality, or call 91-9815331111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000726 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0000726 for HDFC Bank – SIRHIND - PUNJAB, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sirhind - Punjab branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0000726, however, work 24x7.
Branch address & contact
HDFC BankSirhind - Punjab Branch
44/25, BASSI ROAD,NEAR JOYATI SWAROOP CHOWK,SIRHIND, DISTT FATEHGARH SAHIB
Sirhind, Punjab
Phone: 91-9815331111
IFSC: HDFC0000726
Frequently asked questions
Where is HDFC Bank Sirhind - Punjab branch located?
HDFC Bank's Sirhind - Punjab branch is located at 44/25, BASSI ROAD,NEAR JOYATI SWAROOP CHOWK,SIRHIND, DISTT FATEHGARH SAHIB, Sirhind, Punjab.
Can I use IFSC HDFC0000726 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000726 to send funds instantly.
Is IFSC HDFC0000726 the same for all accounts at Sirhind - Punjab branch?
Yes. The IFSC HDFC0000726 is shared by every account held at HDFC Bank's Sirhind - Punjab branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Sirhind - Punjab as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000726, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0000726 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sirhind - Punjab reflect within 30 minutes.
Does HDFC Bank Sirhind - Punjab branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9815331111 to confirm.
Final notes
To recap: HDFC0000726 is the IFSC code of HDFC Bank, SIRHIND - PUNJAB branch, in SIRHIND, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
