Below are the complete branch details for HDFC Bank, NEW SHIMLA branch, located in SIMLA, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002447. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002447 for HDFC Bank – NEW SHIMLA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002447 is the IFSC of HDFC Bank's NEW SHIMLA branch. The format is fixed: HDFC = bank code, 0 = reserved, 002447 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The New Shimla branch — IFSC HDFC0002447 — extends the bank's services to customers in and around Simla, Himachal Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | New Shimla |
| IFSC Code | HDFC0002447 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD. GROUND FLOOR, GM HR BUILDING NEW SIMALA HIMACHAL PRADESH 171009 |
| City | Simla |
| District | Simla |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 8001804333 |
New Shimla branch overview
Located at HDFC BANK LTD. GROUND FLOOR, GM HR BUILDING NEW SIMALA HIMACHAL PRADESH 171009, the New Shimla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002447 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NEW SHIMLA branch came to be assigned the code HDFC0002447.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002447, money simply cannot be routed to the NEW SHIMLA branch electronically.
Account types you can open at the New Shimla branch
Once you have an account at HDFC Bank – NEW SHIMLA, the IFSC HDFC0002447 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The New Shimla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8001804333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002447
How to transfer money using IFSC HDFC0002447
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002447 across all three.
NEFT to HDFC Bank, NEW SHIMLA using IFSC HDFC0002447
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002447, and confirm that the system picks up HDFC Bank – NEW SHIMLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NEW SHIMLA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NEW SHIMLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002447 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – NEW SHIMLA, use IMPS. With IFSC HDFC0002447 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to New Shimla
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0002447:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEW SHIMLA is still linked to IFSC HDFC0002447.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0002447
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NEW SHIMLA is still mapped to IFSC HDFC0002447. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002447 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the New Shimla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002447 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the New Shimla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002447 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NEW SHIMLA:
- The IFSC is exactly HDFC0002447 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and NEW SHIMLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The New Shimla branch sits at HDFC BANK LTD. GROUND FLOOR, GM HR BUILDING NEW SIMALA HIMACHAL PRADESH 171009. If you are travelling from outside Simla, search for the branch on a maps application using the bank name and locality, or call 91-8001804333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002447 and your account number.
Verifying IFSC HDFC0002447 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002447 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8001804333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at New Shimla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002447 continue to work without interruption.
Branch address & contact
HDFC BankNew Shimla Branch
HDFC BANK LTD. GROUND FLOOR, GM HR BUILDING NEW SIMALA HIMACHAL PRADESH 171009
Simla, Himachal Pradesh
Phone: 91-8001804333
IFSC: HDFC0002447
Frequently asked questions
Does HDFC Bank New Shimla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8001804333 to confirm.
How do I add HDFC Bank New Shimla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002447, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the New Shimla branch but serve different purposes.
Is IFSC HDFC0002447 the same for all accounts at New Shimla branch?
Yes. The IFSC HDFC0002447 is shared by every account held at HDFC Bank's New Shimla branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank New Shimla branch?
You can reach the branch at 91-8001804333 during regular banking hours.
Is IFSC HDFC0002447 valid for NEFT and RTGS?
Yes. IFSC HDFC0002447 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank New Shimla branch located?
HDFC Bank's New Shimla branch is located at HDFC BANK LTD. GROUND FLOOR, GM HR BUILDING NEW SIMALA HIMACHAL PRADESH 171009, Simla, Himachal Pradesh.
How quickly will an NEFT transfer using HDFC0002447 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – New Shimla reflect within 30 minutes.
Final notes
To recap: HDFC0002447 is the IFSC code of HDFC Bank, NEW SHIMLA branch, in SIMLA, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
