Use this page as a one-stop reference for everything related to HDFC Bank's FATAK BAZAR SILCHAR branch in SILCHAR, ASSAM. The branch's IFSC code HDFC0002164 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – FATAK BAZAR SILCHAR is HDFC0002164. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002164 map to this branch in SILCHAR, ASSAM.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Fatak Bazar Silchar branch in Silchar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002164.
About the Fatak Bazar Silchar branch
The Fatak Bazar Silchar branch of HDFC Bank is situated at GROUND FLOOR KALIBARI ROAD FATAK BAZAR SILCHAR ASSAM 788001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002164 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Fatak Bazar Silchar |
| IFSC Code | HDFC0002164 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR KALIBARI ROAD FATAK BAZAR SILCHAR ASSAM 788001 |
| City | Silchar |
| District | Cachar |
| State | Assam |
| STD Code | 1800 |
| Phone | 2026161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FATAK BAZAR SILCHAR of HDFC Bank — its own 11-character IFSC. The code HDFC0002164 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002164 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002164 and the account number together uniquely identify the Fatak Bazar Silchar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0002164
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002164 across all three.
How to use IFSC HDFC0002164 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's FATAK BAZAR SILCHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0002164.
- Confirm the bank name auto-populates as HDFC Bank and the branch as FATAK BAZAR SILCHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0002164
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – FATAK BAZAR SILCHAR, ensure your bank's portal accepts IFSC HDFC0002164 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – FATAK BAZAR SILCHAR, use IMPS. With IFSC HDFC0002164 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002164 for HDFC Bank – FATAK BAZAR SILCHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002164 | Yes – HDFC0002164 | Yes – HDFC0002164 |
For most retail customers crediting the Fatak Bazar Silchar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002164
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – FATAK BAZAR SILCHAR is still mapped to IFSC HDFC0002164. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002164 and the beneficiary's account number to complete the transfer.
Account types you can open at the Fatak Bazar Silchar branch
Once you have an account at HDFC Bank – FATAK BAZAR SILCHAR, the IFSC HDFC0002164 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Fatak Bazar Silchar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002164
Digital banking channels
Most day-to-day work that customers used to do at the Fatak Bazar Silchar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002164 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Fatak Bazar Silchar branch sits at GROUND FLOOR KALIBARI ROAD FATAK BAZAR SILCHAR ASSAM 788001. If you are travelling from outside Silchar, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002164 and your account number.
Common mistakes to avoid when using IFSC HDFC0002164
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – FATAK BAZAR SILCHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002164. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Fatak Bazar Silchar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002164, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0002164 for HDFC Bank – FATAK BAZAR SILCHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankFatak Bazar Silchar Branch
GROUND FLOOR KALIBARI ROAD FATAK BAZAR SILCHAR ASSAM 788001
Silchar, Assam
Phone: 1800-2026161
IFSC: HDFC0002164
Frequently asked questions
Can I use IFSC HDFC0002164 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002164 to send funds instantly.
Where is HDFC Bank Fatak Bazar Silchar branch located?
HDFC Bank's Fatak Bazar Silchar branch is located at GROUND FLOOR KALIBARI ROAD FATAK BAZAR SILCHAR ASSAM 788001, Silchar, Assam.
Does HDFC Bank Fatak Bazar Silchar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Fatak Bazar Silchar branch but serve different purposes.
Is IFSC HDFC0002164 the same for all accounts at Fatak Bazar Silchar branch?
Yes. The IFSC HDFC0002164 is shared by every account held at HDFC Bank's Fatak Bazar Silchar branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Fatak Bazar Silchar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002164, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0002164 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Fatak Bazar Silchar reflect within 30 minutes.
Is IFSC HDFC0002164 valid for NEFT and RTGS?
Yes. IFSC HDFC0002164 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: HDFC0002164 is the IFSC code of HDFC Bank, FATAK BAZAR SILCHAR branch, in SILCHAR, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
