If you are searching for the IFSC code of HDFC Bank, SILAPATHAR branch in SILAPATHAR, ASSAM, this page has every detail you need. The verified IFSC code for this branch is HDFC0005310. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SILAPATHAR branch, and detailed step-by-step guides for using the IFSC HDFC0005310 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0005310 is the IFSC of HDFC Bank's SILAPATHAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 005310 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Silapathar branch in Silapathar, Assam is part of this network and uses the IFSC code HDFC0005310 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Silapathar |
| IFSC Code | HDFC0005310 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR D S TAYE COMPLEX A MAIN ROAD SILAPATHAR P O P S SILAPATHAR SILAPATHAR ASSAM 787059 |
| City | Silapathar |
| District | Dhemaji |
| State | Assam |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at GRD FLOOR D S TAYE COMPLEX A MAIN ROAD SILAPATHAR P O P S SILAPATHAR SILAPATHAR ASSAM 787059. It serves the Silapathar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005310 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SILAPATHAR of HDFC Bank — its own 11-character IFSC. The code HDFC0005310 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005310 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Silapathar branch
Once you have an account at HDFC Bank – SILAPATHAR, the IFSC HDFC0005310 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Silapathar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005310
How to transfer money using IFSC HDFC0005310
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005310 across all three.
NEFT to HDFC Bank, SILAPATHAR using IFSC HDFC0005310
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005310, and confirm that the system picks up HDFC Bank – SILAPATHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SILAPATHAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SILAPATHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005310 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SILAPATHAR, use IMPS. With IFSC HDFC0005310 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005310 for HDFC Bank – SILAPATHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005310 | Yes – HDFC0005310 | Yes – HDFC0005310 |
For most retail customers crediting the Silapathar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SILAPATHAR branch, the IFSC HDFC0005310 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0005310
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SILAPATHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005310 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Silapathar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005310 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0005310
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SILAPATHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005310. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Silapathar branch sits at GRD FLOOR D S TAYE COMPLEX A MAIN ROAD SILAPATHAR P O P S SILAPATHAR SILAPATHAR ASSAM 787059. If you are travelling from outside Silapathar, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005310 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0005310 for HDFC Bank – SILAPATHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Silapathar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0005310, however, work 24x7.
Branch address & contact
HDFC BankSilapathar Branch
GRD FLOOR D S TAYE COMPLEX A MAIN ROAD SILAPATHAR P O P S SILAPATHAR SILAPATHAR ASSAM 787059
Silapathar, Assam
Phone: 1800-2026161
IFSC: HDFC0005310
Frequently asked questions
Can I use IFSC HDFC0005310 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005310 to send funds instantly.
Is IFSC HDFC0005310 the same for all accounts at Silapathar branch?
Yes. The IFSC HDFC0005310 is shared by every account held at HDFC Bank's Silapathar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0005310 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Silapathar reflect within 30 minutes.
What is the phone number of HDFC Bank Silapathar branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0005310 valid for NEFT and RTGS?
Yes. IFSC HDFC0005310 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Silapathar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005310, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Silapathar branch?
The IFSC code of HDFC Bank, Silapathar branch is HDFC0005310. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: HDFC0005310 is the IFSC code of HDFC Bank, SILAPATHAR branch, in SILAPATHAR, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
