IFSC Code of HDFC Bank, Central Market Sivasagar Branch, Assam

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, CENTRAL MARKET SIVASAGAR branch in SIBSAGAR. The 11-digit IFSC HDFC0009145 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the CENTRAL MARKET SIVASAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – CENTRAL MARKET SIVASAGAR is HDFC0009145. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009145 map to this branch in SIBSAGAR, ASSAM.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Central Market Sivasagar branch — IFSC HDFC0009145 — extends the bank's services to customers in and around Sibsagar, Assam.

Branch details at a glance

Central Market Sivasagar branch overview

Located at HDFC BANK LTD GRND AND MEZZ FLOOR M D ARCADE DUTTA VILLA H C B ROAD CENTRAL MARKET SIVASAGAR ASSAM 785640, the Central Market Sivasagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0009145 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CENTRAL MARKET SIVASAGAR of HDFC Bank — its own 11-character IFSC. The code HDFC0009145 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009145 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Central Market Sivasagar branch

Once you have an account at HDFC Bank – CENTRAL MARKET SIVASAGAR, the IFSC HDFC0009145 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Central Market Sivasagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9957193333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009145

How to transfer money using IFSC HDFC0009145

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009145 across all three.

NEFT to HDFC Bank, CENTRAL MARKET SIVASAGAR using IFSC HDFC0009145

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009145, and confirm that the system picks up HDFC Bank – CENTRAL MARKET SIVASAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0009145

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – CENTRAL MARKET SIVASAGAR, ensure your bank's portal accepts IFSC HDFC0009145 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank CENTRAL MARKET SIVASAGAR (IFSC HDFC0009145)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009145 in your mobile or internet banking app, and the money is credited to the CENTRAL MARKET SIVASAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Central Market Sivasagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009145:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CENTRAL MARKET SIVASAGAR is still linked to IFSC HDFC0009145.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's CENTRAL MARKET SIVASAGAR branch, the IFSC HDFC0009145 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC HDFC0009145

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CENTRAL MARKET SIVASAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009145 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Central Market Sivasagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009145 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC HDFC0009145

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – CENTRAL MARKET SIVASAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0009145.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Central Market Sivasagar branch

The branch is located at HDFC BANK LTD GRND AND MEZZ FLOOR M D ARCADE DUTTA VILLA H C B ROAD CENTRAL MARKET SIVASAGAR ASSAM 785640, which puts it inside Sibsagar, the broader Sibsagar district, and the state of Assam. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Central Market Sivasagar branch” — the verified location pin for IFSC HDFC0009145 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9957193333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009145 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0009145 for HDFC Bank – CENTRAL MARKET SIVASAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Central Market Sivasagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009145, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0009145 belongs to HDFC Bank's CENTRAL MARKET SIVASAGAR branch, located at HDFC BANK LTD GRND AND MEZZ FLOOR M D ARCADE DUTTA VILLA H C B ROAD CENTRAL… in SIBSAGAR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.