IFSC Code of HDFC Bank, Shadman Complex - Shopian Branch, Jammu and Kashmir

Below are the complete branch details for HDFC Bank, SHADMAN COMPLEX - SHOPIAN branch, located in SHOPIAN, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002594. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002594 for HDFC Bank – SHADMAN COMPLEX - SHOPIAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's SHADMAN COMPLEX - SHOPIAN branch, the IFSC HDFC0002594 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002594 identifies this particular branch.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shadman Complex - Shopian branch — IFSC HDFC0002594 — extends the bank's services to customers in and around Shopian, Jammu and Kashmir.

Branch details at a glance

Shadman Complex - Shopian branch overview

Located at HDFC BANK LTD., NR TAK MASJID, SHADMAN COMPLEX, SHOPIAN DIST. J AND K SHOPIAN JAMMU AND KASHMIR 192303, the Shadman Complex - Shopian branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002594 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHADMAN COMPLEX - SHOPIAN of HDFC Bank — its own 11-character IFSC. The code HDFC0002594 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002594 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Shadman Complex - Shopian branch is mapped to IFSC HDFC0002594 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0002594.

Products and services

Customers walking into the Shadman Complex - Shopian branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0002594

How to transfer money using IFSC HDFC0002594

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002594 across all three.

How to use IFSC HDFC0002594 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SHADMAN COMPLEX - SHOPIAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0002594.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as SHADMAN COMPLEX - SHOPIAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHADMAN COMPLEX - SHOPIAN

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SHADMAN COMPLEX - SHOPIAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002594 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank SHADMAN COMPLEX - SHOPIAN (IFSC HDFC0002594)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002594 in your mobile or internet banking app, and the money is credited to the SHADMAN COMPLEX - SHOPIAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0002594 for HDFC Bank – SHADMAN COMPLEX - SHOPIAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shadman Complex - Shopian branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SHADMAN COMPLEX - SHOPIAN branch, the IFSC HDFC0002594 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC HDFC0002594

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SHADMAN COMPLEX - SHOPIAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002594 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shadman Complex - Shopian branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002594 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SHADMAN COMPLEX - SHOPIAN:

• The IFSC is exactly HDFC0002594 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SHADMAN COMPLEX - SHOPIAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shadman Complex - Shopian branch sits at HDFC BANK LTD., NR TAK MASJID, SHADMAN COMPLEX, SHOPIAN DIST. J AND K SHOPIAN JAMMU AND KASHMIR 192303. If you are travelling from outside Shopian, search for the branch on a maps application using the bank name and locality, or call 91-8001804333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002594 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0002594 for HDFC Bank – SHADMAN COMPLEX - SHOPIAN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shadman Complex - Shopian branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002594, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0002594 belongs to HDFC Bank's SHADMAN COMPLEX - SHOPIAN branch, located at HDFC BANK LTD., NR TAK MASJID, SHADMAN COMPLEX, SHOPIAN DIST. J AND K SHOPIAN… in SHOPIAN, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.