Below are the complete branch details for HDFC Bank, SHIVDASPUR branch, located in SHIVDASPUR, ANDAMAN AND NICOBAR ISLAND. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0001616. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0001616 for HDFC Bank – SHIVDASPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001616 is the IFSC of HDFC Bank's SHIVDASPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 001616 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shivdaspur branch in Shivdaspur, Andaman and Nicobar Island is part of this network and uses the IFSC code HDFC0001616 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Shivdaspur |
| IFSC Code | HDFC0001616 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD UPPER GRD FLOOR LAND PART OF ARAJI NO 219 1 MAUZA MANDUADIH PARGAN DEHAT SHIVDASPUR ANDAMAN AND NICOBAR 221103 |
| City | Shivdaspur |
| District | Varanasi |
| State | Andaman and Nicobar Island |
| STD Code | 1800 |
| Phone | 2026161 |
About the Shivdaspur branch
The Shivdaspur branch of HDFC Bank is situated at HDFC BANK LTD UPPER GRD FLOOR LAND PART OF ARAJI NO 219 1 MAUZA MANDUADIH PARGAN DEHAT SHIVDASPUR ANDAMAN AND NICOBAR 221103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0001616 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIVDASPUR of HDFC Bank — its own 11-character IFSC. The code HDFC0001616 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001616 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Shivdaspur branch is mapped to IFSC HDFC0001616 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001616.
Products and services
Customers walking into the Shivdaspur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001616
How to transfer money using IFSC HDFC0001616
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001616 across all three.
How to use IFSC HDFC0001616 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SHIVDASPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001616.
- Confirm the bank name auto-populates as HDFC Bank and the branch as SHIVDASPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SHIVDASPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SHIVDASPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001616 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SHIVDASPUR, use IMPS. With IFSC HDFC0001616 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001616 for HDFC Bank – SHIVDASPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001616 | Yes – HDFC0001616 | Yes – HDFC0001616 |
For most retail customers crediting the Shivdaspur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SHIVDASPUR branch, the IFSC HDFC0001616 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0001616
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SHIVDASPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001616 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Shivdaspur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001616 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0001616
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SHIVDASPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001616. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shivdaspur branch sits at HDFC BANK LTD UPPER GRD FLOOR LAND PART OF ARAJI NO 219 1 MAUZA MANDUADIH PARGAN DEHAT SHIVDASPUR ANDAMAN AND NICOBAR 221103. If you are travelling from outside Shivdaspur, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001616 and your account number.
Verifying IFSC HDFC0001616 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001616 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shivdaspur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001616, however, work 24x7.
Branch address & contact
HDFC BankShivdaspur Branch
HDFC BANK LTD UPPER GRD FLOOR LAND PART OF ARAJI NO 219 1 MAUZA MANDUADIH PARGAN DEHAT SHIVDASPUR ANDAMAN AND NICOBAR 221103
Shivdaspur, Andaman and Nicobar Island
Phone: 1800-2026161
IFSC: HDFC0001616
Frequently asked questions
Does HDFC Bank Shivdaspur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How quickly will an NEFT transfer using HDFC0001616 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Shivdaspur reflect within 30 minutes.
Is IFSC HDFC0001616 the same for all accounts at Shivdaspur branch?
Yes. The IFSC HDFC0001616 is shared by every account held at HDFC Bank's Shivdaspur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shivdaspur branch but serve different purposes.
Is IFSC HDFC0001616 valid for NEFT and RTGS?
Yes. IFSC HDFC0001616 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Shivdaspur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001616, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: HDFC0001616 is the IFSC code of HDFC Bank, SHIVDASPUR branch, in SHIVDASPUR, ANDAMAN AND NICOBAR ISLAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
