Use this page as a one-stop reference for everything related to HDFC Bank's SHAMTI branch in SHAMTI, HIMACHAL PRADESH. The branch's IFSC code HDFC0008126 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – SHAMTI is HDFC0008126. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008126 map to this branch in SHAMTI, HIMACHAL PRADESH.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Shamti branch in Shamti. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0008126.
About this branch
The branch is located at GRD FLR KHASRA NO 2299 1752 1577 1 2300 1752 1577 1 MAIN BAZAAR WARD NO 11 VPO SHAMTI HIMACHAL PRADESH 173212. It serves the Shamti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0008126 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Shamti |
| IFSC Code | HDFC0008126 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLR KHASRA NO 2299 1752 1577 1 2300 1752 1577 1 MAIN BAZAAR WARD NO 11 VPO SHAMTI HIMACHAL PRADESH 173212 |
| City | Shamti |
| District | Solan |
| State | Himachal Pradesh |
| STD Code | 1860 |
| Phone | 2676161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SHAMTI branch came to be assigned the code HDFC0008126.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008126, money simply cannot be routed to the SHAMTI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008126 and the account number together uniquely identify the Shamti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0008126
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008126 across all three.
NEFT to HDFC Bank, SHAMTI using IFSC HDFC0008126
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008126, and confirm that the system picks up HDFC Bank – SHAMTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0008126
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SHAMTI, ensure your bank's portal accepts IFSC HDFC0008126 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank SHAMTI (IFSC HDFC0008126)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0008126 in your mobile or internet banking app, and the money is credited to the SHAMTI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0008126 for HDFC Bank – SHAMTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0008126 | Yes – HDFC0008126 | Yes – HDFC0008126 |
For most retail customers crediting the Shamti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0008126
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SHAMTI is still mapped to IFSC HDFC0008126. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008126 and the beneficiary's account number to complete the transfer.
Account types you can open at the Shamti branch
Once you have an account at HDFC Bank – SHAMTI, the IFSC HDFC0008126 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Shamti branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0008126
Digital banking channels
Most day-to-day work that customers used to do at the Shamti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008126 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Shamti branch
The branch is located at GRD FLR KHASRA NO 2299 1752 1577 1 2300 1752 1577 1 MAIN BAZAAR WARD NO 11 VPO SHAMTI HIMACHAL PRADESH 173212, which puts it inside Shamti, the broader Solan district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Shamti branch” — the verified location pin for IFSC HDFC0008126 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008126 and your account number.
Common mistakes to avoid when using IFSC HDFC0008126
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SHAMTI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008126. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shamti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0008126, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0008126 for HDFC Bank – SHAMTI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankShamti Branch
GRD FLR KHASRA NO 2299 1752 1577 1 2300 1752 1577 1 MAIN BAZAAR WARD NO 11 VPO SHAMTI HIMACHAL PRADESH 173212
Shamti, Himachal Pradesh
Phone: 1860-2676161
IFSC: HDFC0008126
Frequently asked questions
Can I use IFSC HDFC0008126 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008126 to send funds instantly.
How do I add HDFC Bank Shamti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008126, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Shamti branch?
The IFSC code of HDFC Bank, Shamti branch is HDFC0008126. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank Shamti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
How quickly will an NEFT transfer using HDFC0008126 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Shamti reflect within 30 minutes.
Is IFSC HDFC0008126 valid for NEFT and RTGS?
Yes. IFSC HDFC0008126 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Shamti branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Is IFSC HDFC0008126 the same for all accounts at Shamti branch?
Yes. The IFSC HDFC0008126 is shared by every account held at HDFC Bank's Shamti branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0008126 belongs to HDFC Bank's SHAMTI branch, located at GRD FLR KHASRA NO 2299 1752 1577 1 2300 1752 1577 1 MAIN BAZAAR WARD NO 11 VPO… in SHAMTI, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
