Below are the complete branch details for HDFC Bank, SARAIDHELA branch, located in SERAIDHELA, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002679. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002679 for HDFC Bank – SARAIDHELA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's SARAIDHELA branch, the IFSC HDFC0002679 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002679 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Saraidhela branch — IFSC HDFC0002679 — extends the bank's services to customers in and around Seraidhela, Jharkhand.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Saraidhela |
| IFSC Code | HDFC0002679 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD SRI RAM CITY, FIRST FLOOR, SARAIDHELA JHARKHAND 826001 |
| City | Seraidhela |
| District | Dhanbad |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 8602666161 |
Saraidhela branch overview
Located at HDFC BANK LTD SRI RAM CITY, FIRST FLOOR, SARAIDHELA JHARKHAND 826001, the Saraidhela branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002679 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SARAIDHELA branch came to be assigned the code HDFC0002679.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002679, money simply cannot be routed to the SARAIDHELA branch electronically.
Products and account variants supported
Every account opened at the Saraidhela branch is mapped to IFSC HDFC0002679 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002679.
Banking services available
The Saraidhela branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8602666161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002679
How to transfer money using IFSC HDFC0002679
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002679 across all three.
NEFT to HDFC Bank, SARAIDHELA using IFSC HDFC0002679
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002679, and confirm that the system picks up HDFC Bank – SARAIDHELA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002679
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SARAIDHELA, ensure your bank's portal accepts IFSC HDFC0002679 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SARAIDHELA, use IMPS. With IFSC HDFC0002679 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002679 for HDFC Bank – SARAIDHELA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002679 | Yes – HDFC0002679 | Yes – HDFC0002679 |
For most retail customers crediting the Saraidhela branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002679
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SARAIDHELA is still mapped to IFSC HDFC0002679. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002679 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0002679
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SARAIDHELA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002679 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002679 and the account number together uniquely identify the Saraidhela branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SARAIDHELA:
- The IFSC is exactly HDFC0002679 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SARAIDHELA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Saraidhela branch sits at HDFC BANK LTD SRI RAM CITY, FIRST FLOOR, SARAIDHELA JHARKHAND 826001. If you are travelling from outside Seraidhela, search for the branch on a maps application using the bank name and locality, or call 91-8602666161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002679 and your account number.
Verifying IFSC HDFC0002679 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002679 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8602666161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Saraidhela are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002679 continue to work without interruption.
Branch address & contact
HDFC BankSaraidhela Branch
HDFC BANK LTD SRI RAM CITY, FIRST FLOOR, SARAIDHELA JHARKHAND 826001
Seraidhela, Jharkhand
Phone: 91-8602666161
IFSC: HDFC0002679
Frequently asked questions
What is the phone number of HDFC Bank Saraidhela branch?
You can reach the branch at 91-8602666161 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Saraidhela branch but serve different purposes.
Is IFSC HDFC0002679 the same for all accounts at Saraidhela branch?
Yes. The IFSC HDFC0002679 is shared by every account held at HDFC Bank's Saraidhela branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Saraidhela as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002679, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Saraidhela branch?
The IFSC code of HDFC Bank, Saraidhela branch is HDFC0002679. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Saraidhela branch located?
HDFC Bank's Saraidhela branch is located at HDFC BANK LTD SRI RAM CITY, FIRST FLOOR, SARAIDHELA JHARKHAND 826001, Seraidhela, Jharkhand.
Is IFSC HDFC0002679 valid for NEFT and RTGS?
Yes. IFSC HDFC0002679 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0002679 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Saraidhela reflect within 30 minutes.
Final notes
To recap: HDFC0002679 is the IFSC code of HDFC Bank, SARAIDHELA branch, in SERAIDHELA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
