Use this page as a one-stop reference for everything related to HDFC Bank's SEMARIYA branch in SEMARIA, MADHYA PRADESH. The branch's IFSC code HDFC0006102 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's SEMARIYA branch, the IFSC HDFC0006102 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 006102 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Semariya |
| IFSC Code | HDFC0006102 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR SHASTRI TIRAHA REWA ROAD NEAR HERO SHOWROOM SEMARIYA SEMARIA MADHYA PRADESH 486445 |
| City | Semaria |
| District | Rewa |
| State | Madhya Pradesh |
| STD Code | 1860 |
| Phone | 2676161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Semariya branch in Semaria. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0006102.
About this branch
The branch is located at NEAR SHASTRI TIRAHA REWA ROAD NEAR HERO SHOWROOM SEMARIYA SEMARIA MADHYA PRADESH 486445. It serves the Semaria region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0006102 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SEMARIYA of HDFC Bank — its own 11-character IFSC. The code HDFC0006102 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006102 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0006102
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006102 across all three.
How to use IFSC HDFC0006102 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SEMARIYA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0006102.
- Confirm the bank name auto-populates as HDFC Bank and the branch as SEMARIYA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0006102
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SEMARIYA, ensure your bank's portal accepts IFSC HDFC0006102 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank SEMARIYA (IFSC HDFC0006102)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006102 in your mobile or internet banking app, and the money is credited to the SEMARIYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006102 for HDFC Bank – SEMARIYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006102 | Yes – HDFC0006102 | Yes – HDFC0006102 |
For most retail customers crediting the Semariya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SEMARIYA branch, the IFSC HDFC0006102 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Semariya branch
Once you have an account at HDFC Bank – SEMARIYA, the IFSC HDFC0006102 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Semariya branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006102
MICR & cheque-truncation details
Cheques drawn on the Semariya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006102 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0006102
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SEMARIYA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0006102 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SEMARIYA:
- The IFSC is exactly HDFC0006102 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SEMARIYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Semariya branch sits at NEAR SHASTRI TIRAHA REWA ROAD NEAR HERO SHOWROOM SEMARIYA SEMARIA MADHYA PRADESH 486445. If you are travelling from outside Semaria, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006102 and your account number.
Verifying IFSC HDFC0006102 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006102 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Semariya branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006102, however, work 24x7.
Branch address & contact
HDFC BankSemariya Branch
NEAR SHASTRI TIRAHA REWA ROAD NEAR HERO SHOWROOM SEMARIYA SEMARIA MADHYA PRADESH 486445
Semaria, Madhya Pradesh
Phone: 1860-2676161
IFSC: HDFC0006102
Frequently asked questions
How quickly will an NEFT transfer using HDFC0006102 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Semariya reflect within 30 minutes.
Is IFSC HDFC0006102 the same for all accounts at Semariya branch?
Yes. The IFSC HDFC0006102 is shared by every account held at HDFC Bank's Semariya branch. Only the account number changes from customer to customer.
Does HDFC Bank Semariya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
Is IFSC HDFC0006102 valid for NEFT and RTGS?
Yes. IFSC HDFC0006102 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Semariya branch located?
HDFC Bank's Semariya branch is located at NEAR SHASTRI TIRAHA REWA ROAD NEAR HERO SHOWROOM SEMARIYA SEMARIA MADHYA PRADESH 486445, Semaria, Madhya Pradesh.
What is the phone number of HDFC Bank Semariya branch?
You can reach the branch at 1860-2676161 during regular banking hours.
How do I add HDFC Bank Semariya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006102, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0006102 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006102 to send funds instantly.
Summary
The IFSC code HDFC0006102 belongs to HDFC Bank's SEMARIYA branch, located at NEAR SHASTRI TIRAHA REWA ROAD NEAR HERO SHOWROOM SEMARIYA SEMARIA MADHYA… in SEMARIA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
