IFSC Code of HDFC Bank, Col R D Nikam Sainik Sah Bank Ltd Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, COL R D NIKAM SAINIK SAH BANK LTD branch in SATARA. The 11-digit IFSC HDFC0CRNSSB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the COL R D NIKAM SAINIK SAH BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – COL R D NIKAM SAINIK SAH BANK LTD is HDFC0CRNSSB. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CRNSSB map to this branch in SATARA, MAHARASHTRA.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Col R D Nikam Sainik Sah Bank Ltd branch in Satara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CRNSSB.

Col R D Nikam Sainik Sah Bank Ltd branch overview

Located at 178 2B CHH SHIVAJI MAHARAJ CIRCLE POWAI NAKA SATARA 415001, the Col R D Nikam Sainik Sah Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CRNSSB is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including COL R D NIKAM SAINIK SAH BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CRNSSB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CRNSSB the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CRNSSB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CRNSSB across all three.

How to use IFSC HDFC0CRNSSB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's COL R D NIKAM SAINIK SAH BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CRNSSB.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as COL R D NIKAM SAINIK SAH BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CRNSSB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – COL R D NIKAM SAINIK SAH BANK LTD, ensure your bank's portal accepts IFSC HDFC0CRNSSB while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank COL R D NIKAM SAINIK SAH BANK LTD (IFSC HDFC0CRNSSB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CRNSSB in your mobile or internet banking app, and the money is credited to the COL R D NIKAM SAINIK SAH BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Col R D Nikam Sainik Sah Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CRNSSB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at COL R D NIKAM SAINIK SAH BANK LTD is still linked to IFSC HDFC0CRNSSB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's COL R D NIKAM SAINIK SAH BANK LTD branch, the IFSC HDFC0CRNSSB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Col R D Nikam Sainik Sah Bank Ltd branch

Once you have an account at HDFC Bank – COL R D NIKAM SAINIK SAH BANK LTD, the IFSC HDFC0CRNSSB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Col R D Nikam Sainik Sah Bank Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CRNSSB

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CRNSSB and the account number together uniquely identify the Col R D Nikam Sainik Sah Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0CRNSSB

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the COL R D NIKAM SAINIK SAH BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CRNSSB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – COL R D NIKAM SAINIK SAH BANK LTD:

• The IFSC is exactly HDFC0CRNSSB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and COL R D NIKAM SAINIK SAH BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Col R D Nikam Sainik Sah Bank Ltd branch

The branch is located at 178 2B CHH SHIVAJI MAHARAJ CIRCLE POWAI NAKA SATARA 415001, which puts it inside Satara, the broader Satara district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Col R D Nikam Sainik Sah Bank Ltd branch” — the verified location pin for IFSC HDFC0CRNSSB should appear at the top of the results.
2. Confirm the branch is open by calling 2162-234176 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CRNSSB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CRNSSB for HDFC Bank – COL R D NIKAM SAINIK SAH BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Col R D Nikam Sainik Sah Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CRNSSB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CRNSSB belongs to HDFC Bank's COL R D NIKAM SAINIK SAH BANK LTD branch, located at 178 2B CHH SHIVAJI MAHARAJ CIRCLE POWAI NAKA SATARA 415001 in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.