Use this page as a one-stop reference for everything related to HDFC Bank's PHASE VII branch in SAS NAGAR MOHALI, PUNJAB. The branch's IFSC code HDFC0001307 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's PHASE VII branch, the IFSC HDFC0001307 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 001307 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Phase Vii |
| IFSC Code | HDFC0001307 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTDSCF 55-57PHASE VII |
| City | Sas Nagar Mohali |
| District | Rupnagar |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Phase Vii branch — IFSC HDFC0001307 — extends the bank's services to customers in and around Sas Nagar Mohali, Punjab.
About this branch
The branch is located at HDFC BANK LTDSCF 55-57PHASE VII. It serves the Sas Nagar Mohali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001307 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PHASE VII of HDFC Bank — its own 11-character IFSC. The code HDFC0001307 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001307 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0001307
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001307 across all three.
How to use IFSC HDFC0001307 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PHASE VII branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001307.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PHASE VII.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PHASE VII
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PHASE VII branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001307 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – PHASE VII, use IMPS. With IFSC HDFC0001307 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Phase Vii
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0001307:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PHASE VII is still linked to IFSC HDFC0001307.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0001307
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PHASE VII is still mapped to IFSC HDFC0001307. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001307 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Phase Vii branch is mapped to IFSC HDFC0001307 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001307.
Products and services
Customers walking into the Phase Vii branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001307
MICR & cheque-truncation details
Cheques drawn on the Phase Vii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001307 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0001307
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PHASE VII branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001307 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PHASE VII:
- The IFSC is exactly HDFC0001307 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and PHASE VII as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Phase Vii branch sits at HDFC BANK LTDSCF 55-57PHASE VII. If you are travelling from outside Sas Nagar Mohali, search for the branch on a maps application using the bank name and locality, or call 91-9815331111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001307 and your account number.
Verifying IFSC HDFC0001307 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001307 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Phase Vii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001307 continue to work without interruption.
Branch address & contact
HDFC BankPhase Vii Branch
HDFC BANK LTDSCF 55-57PHASE VII
Sas Nagar Mohali, Punjab
Phone: 91-9815331111
IFSC: HDFC0001307
Frequently asked questions
Where is HDFC Bank Phase Vii branch located?
HDFC Bank's Phase Vii branch is located at HDFC BANK LTDSCF 55-57PHASE VII, Sas Nagar Mohali, Punjab.
How quickly will an NEFT transfer using HDFC0001307 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Phase Vii reflect within 30 minutes.
Is IFSC HDFC0001307 the same for all accounts at Phase Vii branch?
Yes. The IFSC HDFC0001307 is shared by every account held at HDFC Bank's Phase Vii branch. Only the account number changes from customer to customer.
Does HDFC Bank Phase Vii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9815331111 to confirm.
What is the IFSC code of HDFC Bank Phase Vii branch?
The IFSC code of HDFC Bank, Phase Vii branch is HDFC0001307. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank Phase Vii branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Final notes
To recap: HDFC0001307 is the IFSC code of HDFC Bank, PHASE VII branch, in SAS NAGAR MOHALI, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
