Use this page as a one-stop reference for everything related to HDFC Bank's SARDHANA branch in SARDHANA, UTTAR PRADESH. The branch's IFSC code HDFC0004332 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004332 is the IFSC of HDFC Bank's SARDHANA branch. The format is fixed: HDFC = bank code, 0 = reserved, 004332 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sardhana branch in Sardhana, Uttar Pradesh is part of this network and uses the IFSC code HDFC0004332 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sardhana |
| IFSC Code | HDFC0004332 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD VINOLI ROAD NEAR DEVI MANDIR SARDHANA DISTT MEERUT MEERUT UTTAR PRADESH250342 |
| City | Sardhana |
| District | Meerut |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
About this branch
The branch is located at HDFC BANK LTD VINOLI ROAD NEAR DEVI MANDIR SARDHANA DISTT MEERUT MEERUT UTTAR PRADESH250342. It serves the Sardhana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004332 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SARDHANA branch came to be assigned the code HDFC0004332.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004332, money simply cannot be routed to the SARDHANA branch electronically.
Account types you can open at the Sardhana branch
Once you have an account at HDFC Bank – SARDHANA, the IFSC HDFC0004332 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sardhana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9935903333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004332
How to transfer money using IFSC HDFC0004332
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004332 across all three.
How to use IFSC HDFC0004332 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SARDHANA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004332.
- Confirm the bank name auto-populates as HDFC Bank and the branch as SARDHANA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SARDHANA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SARDHANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004332 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank SARDHANA (IFSC HDFC0004332)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004332 in your mobile or internet banking app, and the money is credited to the SARDHANA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sardhana
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0004332:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARDHANA is still linked to IFSC HDFC0004332.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0004332
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SARDHANA is still mapped to IFSC HDFC0004332. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004332 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0004332
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SARDHANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004332 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sardhana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004332 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SARDHANA:
- The IFSC is exactly HDFC0004332 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SARDHANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sardhana branch sits at HDFC BANK LTD VINOLI ROAD NEAR DEVI MANDIR SARDHANA DISTT MEERUT MEERUT UTTAR PRADESH250342. If you are travelling from outside Sardhana, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004332 and your account number.
Verifying IFSC HDFC0004332 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004332 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sardhana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004332 continue to work without interruption.
Branch address & contact
HDFC BankSardhana Branch
HDFC BANK LTD VINOLI ROAD NEAR DEVI MANDIR SARDHANA DISTT MEERUT MEERUT UTTAR PRADESH250342
Sardhana, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0004332
Frequently asked questions
Can I use IFSC HDFC0004332 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004332 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sardhana branch but serve different purposes.
Where is HDFC Bank Sardhana branch located?
HDFC Bank's Sardhana branch is located at HDFC BANK LTD VINOLI ROAD NEAR DEVI MANDIR SARDHANA DISTT MEERUT MEERUT UTTAR PRADESH250342, Sardhana, Uttar Pradesh.
Does HDFC Bank Sardhana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9935903333 to confirm.
What is the phone number of HDFC Bank Sardhana branch?
You can reach the branch at 91-9935903333 during regular banking hours.
Is IFSC HDFC0004332 valid for NEFT and RTGS?
Yes. IFSC HDFC0004332 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0004332 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sardhana reflect within 30 minutes.
Is IFSC HDFC0004332 the same for all accounts at Sardhana branch?
Yes. The IFSC HDFC0004332 is shared by every account held at HDFC Bank's Sardhana branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0004332 belongs to HDFC Bank's SARDHANA branch, located at HDFC BANK LTD VINOLI ROAD NEAR DEVI MANDIR SARDHANA DISTT MEERUT MEERUT UTTAR… in SARDHANA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
