Below are the complete branch details for HDFC Bank, SARAI AKIL branch, located in SARAI AQIL, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0009178. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0009178 for HDFC Bank – SARAI AKIL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009178 is the IFSC of HDFC Bank's SARAI AKIL branch. The format is fixed: HDFC = bank code, 0 = reserved, 009178 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sarai Akil branch in Sarai Aqil, Uttar Pradesh is part of this network and uses the IFSC code HDFC0009178 for all electronic settlement.
About the Sarai Akil branch
The Sarai Akil branch of HDFC Bank is situated at HDFC BANK LTD GROUND FLOOR KHASRA NO 231 PHAKEERABAD CHAURAHA SARAI AKIL KAUSHAMBI UTTAR PRADESH 212216. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009178 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sarai Akil |
| IFSC Code | HDFC0009178 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR KHASRA NO 231 PHAKEERABAD CHAURAHA SARAI AKIL KAUSHAMBI UTTAR PRADESH 212216 |
| City | Sarai Aqil |
| District | Kaushambi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SARAI AKIL branch came to be assigned the code HDFC0009178.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009178, money simply cannot be routed to the SARAI AKIL branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009178 and the account number together uniquely identify the Sarai Akil branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0009178
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009178 across all three.
NEFT to HDFC Bank, SARAI AKIL using IFSC HDFC0009178
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009178, and confirm that the system picks up HDFC Bank – SARAI AKIL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SARAI AKIL
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SARAI AKIL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009178 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SARAI AKIL, use IMPS. With IFSC HDFC0009178 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sarai Akil
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009178:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARAI AKIL is still linked to IFSC HDFC0009178.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0009178
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SARAI AKIL is still mapped to IFSC HDFC0009178. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009178 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sarai Akil branch is mapped to IFSC HDFC0009178 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009178.
Products and services
Customers walking into the Sarai Akil branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009178
Digital banking channels
Most day-to-day work that customers used to do at the Sarai Akil branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009178 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Sarai Akil branch
The branch is located at HDFC BANK LTD GROUND FLOOR KHASRA NO 231 PHAKEERABAD CHAURAHA SARAI AKIL KAUSHAMBI UTTAR PRADESH 212216, which puts it inside Sarai Aqil, the broader Kaushambi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Sarai Akil branch” — the verified location pin for IFSC HDFC0009178 should appear at the top of the results.
- Confirm the branch is open by calling 91-9935903333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009178 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SARAI AKIL:
- The IFSC is exactly HDFC0009178 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SARAI AKIL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Sarai Akil are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009178 continue to work without interruption.
Verifying IFSC HDFC0009178 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009178 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankSarai Akil Branch
HDFC BANK LTD GROUND FLOOR KHASRA NO 231 PHAKEERABAD CHAURAHA SARAI AKIL KAUSHAMBI UTTAR PRADESH 212216
Sarai Aqil, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0009178
Frequently asked questions
What is the IFSC code of HDFC Bank Sarai Akil branch?
The IFSC code of HDFC Bank, Sarai Akil branch is HDFC0009178. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0009178 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009178 to send funds instantly.
Is IFSC HDFC0009178 valid for NEFT and RTGS?
Yes. IFSC HDFC0009178 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0009178 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sarai Akil reflect within 30 minutes.
How do I add HDFC Bank Sarai Akil as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009178, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Sarai Akil branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9935903333 to confirm.
Where is HDFC Bank Sarai Akil branch located?
HDFC Bank's Sarai Akil branch is located at HDFC BANK LTD GROUND FLOOR KHASRA NO 231 PHAKEERABAD CHAURAHA SARAI AKIL KAUSHAMBI UTTAR PRADESH 212216, Sarai Aqil, Uttar Pradesh.
What is the phone number of HDFC Bank Sarai Akil branch?
You can reach the branch at 91-9935903333 during regular banking hours.
Final notes
To recap: HDFC0009178 is the IFSC code of HDFC Bank, SARAI AKIL branch, in SARAI AQIL, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
