Use this page as a one-stop reference for everything related to HDFC Bank's SAMANA - DIST. PATIALA branch in SAMANA, PUNJAB. The branch's IFSC code HDFC0001431 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001431 is the IFSC of HDFC Bank's SAMANA - DIST. PATIALA branch. The format is fixed: HDFC = bank code, 0 = reserved, 001431 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Samana - Dist. Patiala |
| IFSC Code | HDFC0001431 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD NEAR PETROL PUMP SAMANA DIST - PATIALA |
| City | Samana |
| District | Patiala |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Samana - Dist. Patiala branch — IFSC HDFC0001431 — extends the bank's services to customers in and around Samana, Punjab.
About the Samana - Dist. Patiala branch
The Samana - Dist. Patiala branch of HDFC Bank is situated at MAIN ROAD NEAR PETROL PUMP SAMANA DIST - PATIALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0001431 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SAMANA - DIST. PATIALA branch came to be assigned the code HDFC0001431.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0001431, money simply cannot be routed to the SAMANA - DIST. PATIALA branch electronically.
How to transfer money using IFSC HDFC0001431
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001431 across all three.
NEFT to HDFC Bank, SAMANA - DIST. PATIALA using IFSC HDFC0001431
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001431, and confirm that the system picks up HDFC Bank – SAMANA - DIST. PATIALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0001431
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SAMANA - DIST. PATIALA, ensure your bank's portal accepts IFSC HDFC0001431 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank SAMANA - DIST. PATIALA (IFSC HDFC0001431)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001431 in your mobile or internet banking app, and the money is credited to the SAMANA - DIST. PATIALA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Samana - Dist. Patiala
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0001431:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAMANA - DIST. PATIALA is still linked to IFSC HDFC0001431.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0001431
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SAMANA - DIST. PATIALA is still mapped to IFSC HDFC0001431. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001431 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Samana - Dist. Patiala branch is mapped to IFSC HDFC0001431 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001431.
Products and services
Customers walking into the Samana - Dist. Patiala branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001431
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001431 and the account number together uniquely identify the Samana - Dist. Patiala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0001431
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SAMANA - DIST. PATIALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001431 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0001431
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SAMANA - DIST. PATIALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001431. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Samana - Dist. Patiala branch sits at MAIN ROAD NEAR PETROL PUMP SAMANA DIST - PATIALA. If you are travelling from outside Samana, search for the branch on a maps application using the bank name and locality, or call 91-9815331111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001431 and your account number.
Verifying IFSC HDFC0001431 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001431 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Samana - Dist. Patiala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001431 continue to work without interruption.
Branch address & contact
HDFC BankSamana - Dist. Patiala Branch
MAIN ROAD NEAR PETROL PUMP SAMANA DIST - PATIALA
Samana, Punjab
Phone: 91-9815331111
IFSC: HDFC0001431
Frequently asked questions
What is the phone number of HDFC Bank Samana - Dist. Patiala branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Where is HDFC Bank Samana - Dist. Patiala branch located?
HDFC Bank's Samana - Dist. Patiala branch is located at MAIN ROAD NEAR PETROL PUMP SAMANA DIST - PATIALA, Samana, Punjab.
How quickly will an NEFT transfer using HDFC0001431 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Samana - Dist. Patiala reflect within 30 minutes.
Can I use IFSC HDFC0001431 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001431 to send funds instantly.
Is IFSC HDFC0001431 valid for NEFT and RTGS?
Yes. IFSC HDFC0001431 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0001431 the same for all accounts at Samana - Dist. Patiala branch?
Yes. The IFSC HDFC0001431 is shared by every account held at HDFC Bank's Samana - Dist. Patiala branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Samana - Dist. Patiala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001431, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0001431 belongs to HDFC Bank's SAMANA - DIST. PATIALA branch, located at MAIN ROAD NEAR PETROL PUMP SAMANA DIST - PATIALA in SAMANA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
