Use this page as a one-stop reference for everything related to HDFC Bank's CAR STREET SALEM branch in SALEM, TAMIL NADU. The branch's IFSC code HDFC0001590 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001590 is the IFSC of HDFC Bank's CAR STREET SALEM branch. The format is fixed: HDFC = bank code, 0 = reserved, 001590 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Car Street Salem branch in Salem, Tamil Nadu is part of this network and uses the IFSC code HDFC0001590 for all electronic settlement.
About this branch
The branch is located at NO 24 AND 25 GROUND FLOOR SECOND AGRAHARAM SALEM TAMIL NADU 636001. It serves the Salem region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001590 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Car Street Salem |
| IFSC Code | HDFC0001590 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 24 AND 25 GROUND FLOOR SECOND AGRAHARAM SALEM TAMIL NADU 636001 |
| City | Salem |
| District | Salem |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9840673333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAR STREET SALEM of HDFC Bank — its own 11-character IFSC. The code HDFC0001590 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001590 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Car Street Salem branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001590 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0001590
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001590 across all three.
NEFT to HDFC Bank, CAR STREET SALEM using IFSC HDFC0001590
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001590, and confirm that the system picks up HDFC Bank – CAR STREET SALEM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0001590
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – CAR STREET SALEM, ensure your bank's portal accepts IFSC HDFC0001590 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CAR STREET SALEM, use IMPS. With IFSC HDFC0001590 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001590 for HDFC Bank – CAR STREET SALEM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001590 | Yes – HDFC0001590 | Yes – HDFC0001590 |
For most retail customers crediting the Car Street Salem branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0001590
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – CAR STREET SALEM is still mapped to IFSC HDFC0001590. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001590 and the beneficiary's account number to complete the transfer.
Account types you can open at the Car Street Salem branch
Once you have an account at HDFC Bank – CAR STREET SALEM, the IFSC HDFC0001590 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Car Street Salem branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9840673333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001590
Online banking and IFSC HDFC0001590
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CAR STREET SALEM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001590 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Car Street Salem branch sits at NO 24 AND 25 GROUND FLOOR SECOND AGRAHARAM SALEM TAMIL NADU 636001. If you are travelling from outside Salem, search for the branch on a maps application using the bank name and locality, or call 91-9840673333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001590 and your account number.
Common mistakes to avoid when using IFSC HDFC0001590
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – CAR STREET SALEM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001590. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Car Street Salem are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001590 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0001590 for HDFC Bank – CAR STREET SALEM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankCar Street Salem Branch
NO 24 AND 25 GROUND FLOOR SECOND AGRAHARAM SALEM TAMIL NADU 636001
Salem, Tamil Nadu
Phone: 91-9840673333
IFSC: HDFC0001590
Frequently asked questions
Is IFSC HDFC0001590 the same for all accounts at Car Street Salem branch?
Yes. The IFSC HDFC0001590 is shared by every account held at HDFC Bank's Car Street Salem branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Car Street Salem branch but serve different purposes.
Does HDFC Bank Car Street Salem branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9840673333 to confirm.
How do I add HDFC Bank Car Street Salem as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001590, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Car Street Salem branch?
You can reach the branch at 91-9840673333 during regular banking hours.
Where is HDFC Bank Car Street Salem branch located?
HDFC Bank's Car Street Salem branch is located at NO 24 AND 25 GROUND FLOOR SECOND AGRAHARAM SALEM TAMIL NADU 636001, Salem, Tamil Nadu.
Summary
The IFSC code HDFC0001590 belongs to HDFC Bank's CAR STREET SALEM branch, located at NO 24 AND 25 GROUND FLOOR SECOND AGRAHARAM SALEM TAMIL NADU 636001 in SALEM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
