If you are searching for the IFSC code of HDFC Bank, S MYDUKUR branch in S MYDUKUR, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0007604. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the S MYDUKUR branch, and detailed step-by-step guides for using the IFSC HDFC0007604 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – S MYDUKUR is HDFC0007604. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007604 map to this branch in S MYDUKUR, ANDHRA PRADESH.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its S Mydukur branch in S Mydukur, Andhra Pradesh is part of this network and uses the IFSC code HDFC0007604 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | S Mydukur |
| IFSC Code | HDFC0007604 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR H NO 13 1355 5 KADAPA ROAD S MYDUKURU S MYDUKUR ANDHRA PRADESH 516172 |
| City | S Mydukur |
| District | Cuddapah |
| State | Andhra Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at GRD FLOOR H NO 13 1355 5 KADAPA ROAD S MYDUKURU S MYDUKUR ANDHRA PRADESH 516172. It serves the S Mydukur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0007604 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including S MYDUKUR of HDFC Bank — its own 11-character IFSC. The code HDFC0007604 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0007604 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the S Mydukur branch is mapped to IFSC HDFC0007604 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0007604.
Banking services available
The S Mydukur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007604
How to transfer money using IFSC HDFC0007604
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007604 across all three.
NEFT to HDFC Bank, S MYDUKUR using IFSC HDFC0007604
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007604, and confirm that the system picks up HDFC Bank – S MYDUKUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0007604
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – S MYDUKUR, ensure your bank's portal accepts IFSC HDFC0007604 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – S MYDUKUR, use IMPS. With IFSC HDFC0007604 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to S Mydukur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0007604:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at S MYDUKUR is still linked to IFSC HDFC0007604.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's S MYDUKUR branch, the IFSC HDFC0007604 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0007604
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the S MYDUKUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007604 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007604 and the account number together uniquely identify the S Mydukur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0007604
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – S MYDUKUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0007604. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the S Mydukur branch
The branch is located at GRD FLOOR H NO 13 1355 5 KADAPA ROAD S MYDUKURU S MYDUKUR ANDHRA PRADESH 516172, which puts it inside S Mydukur, the broader Cuddapah district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank S Mydukur branch” — the verified location pin for IFSC HDFC0007604 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007604 and your account number.
Verifying IFSC HDFC0007604 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0007604 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The S Mydukur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007604, however, work 24x7.
Branch address & contact
HDFC BankS Mydukur Branch
GRD FLOOR H NO 13 1355 5 KADAPA ROAD S MYDUKURU S MYDUKUR ANDHRA PRADESH 516172
S Mydukur, Andhra Pradesh
Phone: 1800-2026161
IFSC: HDFC0007604
Frequently asked questions
How quickly will an NEFT transfer using HDFC0007604 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – S Mydukur reflect within 30 minutes.
What is the phone number of HDFC Bank S Mydukur branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Can I use IFSC HDFC0007604 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007604 to send funds instantly.
Where is HDFC Bank S Mydukur branch located?
HDFC Bank's S Mydukur branch is located at GRD FLOOR H NO 13 1355 5 KADAPA ROAD S MYDUKURU S MYDUKUR ANDHRA PRADESH 516172, S Mydukur, Andhra Pradesh.
What is the IFSC code of HDFC Bank S Mydukur branch?
The IFSC code of HDFC Bank, S Mydukur branch is HDFC0007604. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank S Mydukur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007604, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0007604 the same for all accounts at S Mydukur branch?
Yes. The IFSC HDFC0007604 is shared by every account held at HDFC Bank's S Mydukur branch. Only the account number changes from customer to customer.
Is IFSC HDFC0007604 valid for NEFT and RTGS?
Yes. IFSC HDFC0007604 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0007604 belongs to HDFC Bank's S MYDUKUR branch, located at GRD FLOOR H NO 13 1355 5 KADAPA ROAD S MYDUKURU S MYDUKUR ANDHRA PRADESH 516172 in S MYDUKUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
