This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, RAMNAGAR ROORKEE branch in ROORKEE. The 11-digit IFSC HDFC0004902 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the RAMNAGAR ROORKEE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004902 is the IFSC of HDFC Bank's RAMNAGAR ROORKEE branch. The format is fixed: HDFC = bank code, 0 = reserved, 004902 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ramnagar Roorkee branch in Roorkee, Uttarakhand is part of this network and uses the IFSC code HDFC0004902 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ramnagar Roorkee |
| IFSC Code | HDFC0004902 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOTEL SHYAM SAGAR HOUSE NO 1120 A DEHRADUN ROAD RAMNAGAR TEHSIL ROORKEE ROORKEE UTTARAKHAND 247667 |
| City | Roorkee |
| District | Haridwar |
| State | Uttarakhand |
| STD Code | 1800 |
| Phone | 2026161 |
About the Ramnagar Roorkee branch
The Ramnagar Roorkee branch of HDFC Bank is situated at HOTEL SHYAM SAGAR HOUSE NO 1120 A DEHRADUN ROAD RAMNAGAR TEHSIL ROORKEE ROORKEE UTTARAKHAND 247667. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004902 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's RAMNAGAR ROORKEE branch came to be assigned the code HDFC0004902.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004902, money simply cannot be routed to the RAMNAGAR ROORKEE branch electronically.
Products and account variants supported
Every account opened at the Ramnagar Roorkee branch is mapped to IFSC HDFC0004902 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004902.
Products and services
Customers walking into the Ramnagar Roorkee branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004902
How to transfer money using IFSC HDFC0004902
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004902 across all three.
NEFT to HDFC Bank, RAMNAGAR ROORKEE using IFSC HDFC0004902
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004902, and confirm that the system picks up HDFC Bank – RAMNAGAR ROORKEE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAMNAGAR ROORKEE
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's RAMNAGAR ROORKEE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004902 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – RAMNAGAR ROORKEE, use IMPS. With IFSC HDFC0004902 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004902 for HDFC Bank – RAMNAGAR ROORKEE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004902 | Yes – HDFC0004902 | Yes – HDFC0004902 |
For most retail customers crediting the Ramnagar Roorkee branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0004902
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – RAMNAGAR ROORKEE is still mapped to IFSC HDFC0004902. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004902 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0004902
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RAMNAGAR ROORKEE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004902 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Ramnagar Roorkee branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004902 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – RAMNAGAR ROORKEE:
- The IFSC is exactly HDFC0004902 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and RAMNAGAR ROORKEE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ramnagar Roorkee branch sits at HOTEL SHYAM SAGAR HOUSE NO 1120 A DEHRADUN ROAD RAMNAGAR TEHSIL ROORKEE ROORKEE UTTARAKHAND 247667. If you are travelling from outside Roorkee, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004902 and your account number.
Verifying IFSC HDFC0004902 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004902 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ramnagar Roorkee branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004902, however, work 24x7.
Branch address & contact
HDFC BankRamnagar Roorkee Branch
HOTEL SHYAM SAGAR HOUSE NO 1120 A DEHRADUN ROAD RAMNAGAR TEHSIL ROORKEE ROORKEE UTTARAKHAND 247667
Roorkee, Uttarakhand
Phone: 1800-2026161
IFSC: HDFC0004902
Frequently asked questions
Is IFSC HDFC0004902 the same for all accounts at Ramnagar Roorkee branch?
Yes. The IFSC HDFC0004902 is shared by every account held at HDFC Bank's Ramnagar Roorkee branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Ramnagar Roorkee branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0004902 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ramnagar Roorkee reflect within 30 minutes.
Is IFSC HDFC0004902 valid for NEFT and RTGS?
Yes. IFSC HDFC0004902 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0004902 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004902 to send funds instantly.
What is the IFSC code of HDFC Bank Ramnagar Roorkee branch?
The IFSC code of HDFC Bank, Ramnagar Roorkee branch is HDFC0004902. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ramnagar Roorkee branch but serve different purposes.
Where is HDFC Bank Ramnagar Roorkee branch located?
HDFC Bank's Ramnagar Roorkee branch is located at HOTEL SHYAM SAGAR HOUSE NO 1120 A DEHRADUN ROAD RAMNAGAR TEHSIL ROORKEE ROORKEE UTTARAKHAND 247667, Roorkee, Uttarakhand.
Summary
The IFSC code HDFC0004902 belongs to HDFC Bank's RAMNAGAR ROORKEE branch, located at HOTEL SHYAM SAGAR HOUSE NO 1120 A DEHRADUN ROAD RAMNAGAR TEHSIL ROORKEE… in ROORKEE, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
