Use this page as a one-stop reference for everything related to HDFC Bank's ROING branch in ROING, ARUNACHAL PRADESH. The branch's IFSC code HDFC0002245 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002245 is the IFSC of HDFC Bank's ROING branch. The format is fixed: HDFC = bank code, 0 = reserved, 002245 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Roing branch in Roing. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002245.
About this branch
The branch is located at HDFC BANK LTD UPPER MARKET, SINDU COMPLEX LOWER DIBANG VALLEY ROING ARUNACHAL PRADESH. It serves the Roing region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002245 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Roing |
| IFSC Code | HDFC0002245 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD UPPER MARKET, SINDU COMPLEX LOWER DIBANG VALLEY ROING ARUNACHAL PRADESH |
| City | Roing |
| District | Lower Dibang Valley |
| State | Arunachal Pradesh |
| STD Code | 91 |
| Phone | 8003453333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ROING of HDFC Bank — its own 11-character IFSC. The code HDFC0002245 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002245 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Roing branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002245 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0002245
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002245 across all three.
How to use IFSC HDFC0002245 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ROING branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0002245.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ROING.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ROING
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ROING branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002245 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – ROING, use IMPS. With IFSC HDFC0002245 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Roing
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0002245:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ROING is still linked to IFSC HDFC0002245.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0002245
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ROING is still mapped to IFSC HDFC0002245. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002245 and the beneficiary's account number to complete the transfer.
Account types you can open at the Roing branch
Once you have an account at HDFC Bank – ROING, the IFSC HDFC0002245 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Roing branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002245
Online banking and IFSC HDFC0002245
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the ROING branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002245 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Roing branch
The branch is located at HDFC BANK LTD UPPER MARKET, SINDU COMPLEX LOWER DIBANG VALLEY ROING ARUNACHAL PRADESH, which puts it inside Roing, the broader Lower Dibang Valley district, and the state of Arunachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Roing branch” — the verified location pin for IFSC HDFC0002245 should appear at the top of the results.
- Confirm the branch is open by calling 91-8003453333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002245 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ROING:
- The IFSC is exactly HDFC0002245 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ROING as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Roing are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002245 continue to work without interruption.
Verifying IFSC HDFC0002245 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002245 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8003453333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankRoing Branch
HDFC BANK LTD UPPER MARKET, SINDU COMPLEX LOWER DIBANG VALLEY ROING ARUNACHAL PRADESH
Roing, Arunachal Pradesh
Phone: 91-8003453333
IFSC: HDFC0002245
Frequently asked questions
How quickly will an NEFT transfer using HDFC0002245 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Roing reflect within 30 minutes.
Where is HDFC Bank Roing branch located?
HDFC Bank's Roing branch is located at HDFC BANK LTD UPPER MARKET, SINDU COMPLEX LOWER DIBANG VALLEY ROING ARUNACHAL PRADESH, Roing, Arunachal Pradesh.
What is the phone number of HDFC Bank Roing branch?
You can reach the branch at 91-8003453333 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Roing branch but serve different purposes.
Is IFSC HDFC0002245 valid for NEFT and RTGS?
Yes. IFSC HDFC0002245 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Roing branch?
The IFSC code of HDFC Bank, Roing branch is HDFC0002245. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Roing as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002245, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0002245 the same for all accounts at Roing branch?
Yes. The IFSC HDFC0002245 is shared by every account held at HDFC Bank's Roing branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0002245 belongs to HDFC Bank's ROING branch, located at HDFC BANK LTD UPPER MARKET, SINDU COMPLEX LOWER DIBANG VALLEY ROING ARUNACHAL… in ROING, ARUNACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
