If you are searching for the IFSC code of HDFC Bank, RISHIKESH - UTTARAKHAND branch in RISHIKESH, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is HDFC0000725. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RISHIKESH - UTTARAKHAND branch, and detailed step-by-step guides for using the IFSC HDFC0000725 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – RISHIKESH - UTTARAKHAND is HDFC0000725. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000725 map to this branch in RISHIKESH, UTTARAKHAND.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Rishikesh - Uttarakhand |
| IFSC Code | HDFC0000725 |
| MICR Code | Refer to cheque leaf |
| Branch Address | M.C. NO.53, M J MALL,RAILWAY ROAD, RISHIKESH. |
| City | Rishikesh |
| District | Dehradun |
| State | Uttarakhand |
| STD Code | 91 |
| Phone | 9935903333 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rishikesh - Uttarakhand branch in Rishikesh, Uttarakhand is part of this network and uses the IFSC code HDFC0000725 for all electronic settlement.
About this branch
The branch is located at M.C. NO.53, M J MALL,RAILWAY ROAD, RISHIKESH.. It serves the Rishikesh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000725 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RISHIKESH - UTTARAKHAND of HDFC Bank — its own 11-character IFSC. The code HDFC0000725 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000725 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0000725
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000725 across all three.
NEFT to HDFC Bank, RISHIKESH - UTTARAKHAND using IFSC HDFC0000725
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000725, and confirm that the system picks up HDFC Bank – RISHIKESH - UTTARAKHAND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RISHIKESH - UTTARAKHAND
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's RISHIKESH - UTTARAKHAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000725 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank RISHIKESH - UTTARAKHAND (IFSC HDFC0000725)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000725 in your mobile or internet banking app, and the money is credited to the RISHIKESH - UTTARAKHAND branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000725 for HDFC Bank – RISHIKESH - UTTARAKHAND, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000725 | Yes – HDFC0000725 | Yes – HDFC0000725 |
For most retail customers crediting the Rishikesh - Uttarakhand branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's RISHIKESH - UTTARAKHAND branch, the IFSC HDFC0000725 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rishikesh - Uttarakhand branch is mapped to IFSC HDFC0000725 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000725.
Products and services
Customers walking into the Rishikesh - Uttarakhand branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000725
MICR & cheque-truncation details
Cheques drawn on the Rishikesh - Uttarakhand branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000725 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0000725
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RISHIKESH - UTTARAKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000725 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – RISHIKESH - UTTARAKHAND:
- The IFSC is exactly HDFC0000725 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and RISHIKESH - UTTARAKHAND as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rishikesh - Uttarakhand branch sits at M.C. NO.53, M J MALL,RAILWAY ROAD, RISHIKESH.. If you are travelling from outside Rishikesh, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000725 and your account number.
Verifying IFSC HDFC0000725 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000725 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rishikesh - Uttarakhand are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000725 continue to work without interruption.
Branch address & contact
HDFC BankRishikesh - Uttarakhand Branch
M.C. NO.53, M J MALL,RAILWAY ROAD, RISHIKESH.
Rishikesh, Uttarakhand
Phone: 91-9935903333
IFSC: HDFC0000725
Frequently asked questions
How do I add HDFC Bank Rishikesh - Uttarakhand as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000725, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Rishikesh - Uttarakhand branch?
The IFSC code of HDFC Bank, Rishikesh - Uttarakhand branch is HDFC0000725. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0000725 the same for all accounts at Rishikesh - Uttarakhand branch?
Yes. The IFSC HDFC0000725 is shared by every account held at HDFC Bank's Rishikesh - Uttarakhand branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rishikesh - Uttarakhand branch but serve different purposes.
Where is HDFC Bank Rishikesh - Uttarakhand branch located?
HDFC Bank's Rishikesh - Uttarakhand branch is located at M.C. NO.53, M J MALL,RAILWAY ROAD, RISHIKESH., Rishikesh, Uttarakhand.
How quickly will an NEFT transfer using HDFC0000725 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Rishikesh - Uttarakhand reflect within 30 minutes.
Can I use IFSC HDFC0000725 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000725 to send funds instantly.
Final notes
To recap: HDFC0000725 is the IFSC code of HDFC Bank, RISHIKESH - UTTARAKHAND branch, in RISHIKESH, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
