Use this page as a one-stop reference for everything related to HDFC Bank's RANCHI SECOND - RANCHI - JHARKHAND branch in RANCHI, JHARKHAND. The branch's IFSC code HDFC0000719 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000719 is the IFSC of HDFC Bank's RANCHI SECOND - RANCHI - JHARKHAND branch. The format is fixed: HDFC = bank code, 0 = reserved, 000719 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ranchi Second - Ranchi - Jharkhand branch in Ranchi, Jharkhand is part of this network and uses the IFSC code HDFC0000719 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ranchi Second - Ranchi - Jharkhand |
| IFSC Code | HDFC0000719 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RANCHI CIRCULAR ROAD BRANCH, ROHINI 1ST FLOOR, 56 CIRCULAR ROAD, RANCHI RANCHI JHARKHAND 834001 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 8602666161 |
About this branch
The branch is located at RANCHI CIRCULAR ROAD BRANCH, ROHINI 1ST FLOOR, 56 CIRCULAR ROAD, RANCHI RANCHI JHARKHAND 834001. It serves the Ranchi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000719 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RANCHI SECOND - RANCHI - JHARKHAND of HDFC Bank — its own 11-character IFSC. The code HDFC0000719 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000719 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ranchi Second - Ranchi - Jharkhand branch is mapped to IFSC HDFC0000719 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000719.
Products and services
Customers walking into the Ranchi Second - Ranchi - Jharkhand branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000719
How to transfer money using IFSC HDFC0000719
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000719 across all three.
How to use IFSC HDFC0000719 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RANCHI SECOND - RANCHI - JHARKHAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0000719.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RANCHI SECOND - RANCHI - JHARKHAND.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0000719
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – RANCHI SECOND - RANCHI - JHARKHAND, ensure your bank's portal accepts IFSC HDFC0000719 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank RANCHI SECOND - RANCHI - JHARKHAND (IFSC HDFC0000719)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000719 in your mobile or internet banking app, and the money is credited to the RANCHI SECOND - RANCHI - JHARKHAND branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000719 for HDFC Bank – RANCHI SECOND - RANCHI - JHARKHAND, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000719 | Yes – HDFC0000719 | Yes – HDFC0000719 |
For most retail customers crediting the Ranchi Second - Ranchi - Jharkhand branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0000719
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – RANCHI SECOND - RANCHI - JHARKHAND is still mapped to IFSC HDFC0000719. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000719 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0000719
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RANCHI SECOND - RANCHI - JHARKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000719 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0000719 and the account number together uniquely identify the Ranchi Second - Ranchi - Jharkhand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – RANCHI SECOND - RANCHI - JHARKHAND:
- The IFSC is exactly HDFC0000719 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and RANCHI SECOND - RANCHI - JHARKHAND as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ranchi Second - Ranchi - Jharkhand branch
The branch is located at RANCHI CIRCULAR ROAD BRANCH, ROHINI 1ST FLOOR, 56 CIRCULAR ROAD, RANCHI RANCHI JHARKHAND 834001, which puts it inside Ranchi, the broader Ranchi district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Ranchi Second - Ranchi - Jharkhand branch” — the verified location pin for IFSC HDFC0000719 should appear at the top of the results.
- Confirm the branch is open by calling 91-8602666161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0000719 and your account number.
Verifying IFSC HDFC0000719 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000719 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8602666161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ranchi Second - Ranchi - Jharkhand are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000719 continue to work without interruption.
Branch address & contact
HDFC BankRanchi Second - Ranchi - Jharkhand Branch
RANCHI CIRCULAR ROAD BRANCH, ROHINI 1ST FLOOR, 56 CIRCULAR ROAD, RANCHI RANCHI JHARKHAND 834001
Ranchi, Jharkhand
Phone: 91-8602666161
IFSC: HDFC0000719
Frequently asked questions
How quickly will an NEFT transfer using HDFC0000719 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ranchi Second - Ranchi - Jharkhand reflect within 30 minutes.
Can I use IFSC HDFC0000719 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000719 to send funds instantly.
What is the IFSC code of HDFC Bank Ranchi Second - Ranchi - Jharkhand branch?
The IFSC code of HDFC Bank, Ranchi Second - Ranchi - Jharkhand branch is HDFC0000719. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Ranchi Second - Ranchi - Jharkhand as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000719, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ranchi Second - Ranchi - Jharkhand branch but serve different purposes.
Is IFSC HDFC0000719 the same for all accounts at Ranchi Second - Ranchi - Jharkhand branch?
Yes. The IFSC HDFC0000719 is shared by every account held at HDFC Bank's Ranchi Second - Ranchi - Jharkhand branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Ranchi Second - Ranchi - Jharkhand branch?
You can reach the branch at 91-8602666161 during regular banking hours.
Summary
The IFSC code HDFC0000719 belongs to HDFC Bank's RANCHI SECOND - RANCHI - JHARKHAND branch, located at RANCHI CIRCULAR ROAD BRANCH, ROHINI 1ST FLOOR, 56 CIRCULAR ROAD, RANCHI RANCHI… in RANCHI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
