This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, RANCHI OVER BRIDGE branch in RANCHI. The 11-digit IFSC HDFC0008400 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the RANCHI OVER BRIDGE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's RANCHI OVER BRIDGE branch, the IFSC HDFC0008400 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 008400 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Ranchi Over Bridge branch in Ranchi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0008400.
About the Ranchi Over Bridge branch
The Ranchi Over Bridge branch of HDFC Bank is situated at 2ND FLOOR SAI KUJARA HEIGHTS 5 MAIN ROAD NEAR OVER BRIDGE OPP HOTEL RADISSON BLU JHARKHAND 834001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0008400 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ranchi Over Bridge |
| IFSC Code | HDFC0008400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2ND FLOOR SAI KUJARA HEIGHTS 5 MAIN ROAD NEAR OVER BRIDGE OPP HOTEL RADISSON BLU JHARKHAND 834001 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| STD Code | 1800 |
| Phone | 2026161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RANCHI OVER BRIDGE of HDFC Bank — its own 11-character IFSC. The code HDFC0008400 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0008400 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008400 and the account number together uniquely identify the Ranchi Over Bridge branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0008400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008400 across all three.
How to use IFSC HDFC0008400 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RANCHI OVER BRIDGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0008400.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RANCHI OVER BRIDGE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RANCHI OVER BRIDGE
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's RANCHI OVER BRIDGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0008400 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank RANCHI OVER BRIDGE (IFSC HDFC0008400)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0008400 in your mobile or internet banking app, and the money is credited to the RANCHI OVER BRIDGE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ranchi Over Bridge
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0008400:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RANCHI OVER BRIDGE is still linked to IFSC HDFC0008400.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0008400
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – RANCHI OVER BRIDGE is still mapped to IFSC HDFC0008400. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008400 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ranchi Over Bridge branch is mapped to IFSC HDFC0008400 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008400.
Banking services available
The Ranchi Over Bridge branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0008400
Digital banking channels
Most day-to-day work that customers used to do at the Ranchi Over Bridge branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008400 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ranchi Over Bridge branch
The branch is located at 2ND FLOOR SAI KUJARA HEIGHTS 5 MAIN ROAD NEAR OVER BRIDGE OPP HOTEL RADISSON BLU JHARKHAND 834001, which puts it inside Ranchi, the broader Ranchi district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Ranchi Over Bridge branch” — the verified location pin for IFSC HDFC0008400 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008400 and your account number.
Common mistakes to avoid when using IFSC HDFC0008400
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – RANCHI OVER BRIDGE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008400. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ranchi Over Bridge branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0008400, however, work 24x7.
Verifying IFSC HDFC0008400 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0008400 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankRanchi Over Bridge Branch
2ND FLOOR SAI KUJARA HEIGHTS 5 MAIN ROAD NEAR OVER BRIDGE OPP HOTEL RADISSON BLU JHARKHAND 834001
Ranchi, Jharkhand
Phone: 1800-2026161
IFSC: HDFC0008400
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ranchi Over Bridge branch but serve different purposes.
What is the phone number of HDFC Bank Ranchi Over Bridge branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Does HDFC Bank Ranchi Over Bridge branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How quickly will an NEFT transfer using HDFC0008400 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ranchi Over Bridge reflect within 30 minutes.
How do I add HDFC Bank Ranchi Over Bridge as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008400, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Ranchi Over Bridge branch located?
HDFC Bank's Ranchi Over Bridge branch is located at 2ND FLOOR SAI KUJARA HEIGHTS 5 MAIN ROAD NEAR OVER BRIDGE OPP HOTEL RADISSON BLU JHARKHAND 834001, Ranchi, Jharkhand.
Is IFSC HDFC0008400 the same for all accounts at Ranchi Over Bridge branch?
Yes. The IFSC HDFC0008400 is shared by every account held at HDFC Bank's Ranchi Over Bridge branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0008400 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008400 to send funds instantly.
Summary
The IFSC code HDFC0008400 belongs to HDFC Bank's RANCHI OVER BRIDGE branch, located at 2ND FLOOR SAI KUJARA HEIGHTS 5 MAIN ROAD NEAR OVER BRIDGE OPP HOTEL RADISSON… in RANCHI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
