Below are the complete branch details for HDFC Bank, BHARATHI NAGAR branch, located in RAMANATHAPURAM, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0011965. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0011965 for HDFC Bank – BHARATHI NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's BHARATHI NAGAR branch, the IFSC HDFC0011965 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 011965 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bharathi Nagar |
| IFSC Code | HDFC0011965 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD NO 1 3018 1 GRD FLOOR AVVAI STREET BHARATHI NAGAR PATTINAMKATTAN TAMIL NADU 623503 |
| City | Ramanathapuram |
| District | Ramanathapuram |
| State | Tamil Nadu |
| STD Code | 1800 |
| Phone | 2026161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bharathi Nagar branch in Ramanathapuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0011965.
About the Bharathi Nagar branch
The Bharathi Nagar branch of HDFC Bank is situated at HDFC BANK LTD NO 1 3018 1 GRD FLOOR AVVAI STREET BHARATHI NAGAR PATTINAMKATTAN TAMIL NADU 623503. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0011965 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BHARATHI NAGAR branch came to be assigned the code HDFC0011965.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0011965, money simply cannot be routed to the BHARATHI NAGAR branch electronically.
How to transfer money using IFSC HDFC0011965
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0011965 across all three.
NEFT to HDFC Bank, BHARATHI NAGAR using IFSC HDFC0011965
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0011965, and confirm that the system picks up HDFC Bank – BHARATHI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0011965
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BHARATHI NAGAR, ensure your bank's portal accepts IFSC HDFC0011965 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank BHARATHI NAGAR (IFSC HDFC0011965)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0011965 in your mobile or internet banking app, and the money is credited to the BHARATHI NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0011965 for HDFC Bank – BHARATHI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0011965 | Yes – HDFC0011965 | Yes – HDFC0011965 |
For most retail customers crediting the Bharathi Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's BHARATHI NAGAR branch, the IFSC HDFC0011965 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bharathi Nagar branch
Once you have an account at HDFC Bank – BHARATHI NAGAR, the IFSC HDFC0011965 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bharathi Nagar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0011965
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0011965 and the account number together uniquely identify the Bharathi Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0011965
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BHARATHI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0011965 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BHARATHI NAGAR:
- The IFSC is exactly HDFC0011965 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BHARATHI NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bharathi Nagar branch
The branch is located at HDFC BANK LTD NO 1 3018 1 GRD FLOOR AVVAI STREET BHARATHI NAGAR PATTINAMKATTAN TAMIL NADU 623503, which puts it inside Ramanathapuram, the broader Ramanathapuram district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Bharathi Nagar branch” — the verified location pin for IFSC HDFC0011965 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0011965 and your account number.
Verifying IFSC HDFC0011965 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0011965 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bharathi Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0011965 continue to work without interruption.
Branch address & contact
HDFC BankBharathi Nagar Branch
HDFC BANK LTD NO 1 3018 1 GRD FLOOR AVVAI STREET BHARATHI NAGAR PATTINAMKATTAN TAMIL NADU 623503
Ramanathapuram, Tamil Nadu
Phone: 1800-2026161
IFSC: HDFC0011965
Frequently asked questions
Where is HDFC Bank Bharathi Nagar branch located?
HDFC Bank's Bharathi Nagar branch is located at HDFC BANK LTD NO 1 3018 1 GRD FLOOR AVVAI STREET BHARATHI NAGAR PATTINAMKATTAN TAMIL NADU 623503, Ramanathapuram, Tamil Nadu.
What is the IFSC code of HDFC Bank Bharathi Nagar branch?
The IFSC code of HDFC Bank, Bharathi Nagar branch is HDFC0011965. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Bharathi Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0011965, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0011965 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bharathi Nagar reflect within 30 minutes.
Does HDFC Bank Bharathi Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Is IFSC HDFC0011965 the same for all accounts at Bharathi Nagar branch?
Yes. The IFSC HDFC0011965 is shared by every account held at HDFC Bank's Bharathi Nagar branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Bharathi Nagar branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0011965 valid for NEFT and RTGS?
Yes. IFSC HDFC0011965 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: HDFC0011965 is the IFSC code of HDFC Bank, BHARATHI NAGAR branch, in RAMANATHAPURAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
