IFSC Code of HDFC Bank, Shree Parswanath Co Operative Bank Branch, Gujarat

If you are searching for the IFSC code of HDFC Bank, SHREE PARSWANATH CO OPERATIVE BANK branch in RAJKOT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is HDFC0CSPCBK. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHREE PARSWANATH CO OPERATIVE BANK branch, and detailed step-by-step guides for using the IFSC HDFC0CSPCBK across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CSPCBK is the IFSC of HDFC Bank's SHREE PARSWANATH CO OPERATIVE BANK branch. The format is fixed: HDFC = bank code, 0 = reserved, CSPCBK = branch identifier.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Shree Parswanath Co Operative Bank branch in Rajkot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CSPCBK.

Branch details at a glance

Shree Parswanath Co Operative Bank branch overview

Located at UDYOG BHAVAN, NEAR RAILWAY CROSSING, GONDAL ROAD, RAJKOT- 360001, the Shree Parswanath Co Operative Bank branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CSPCBK is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SHREE PARSWANATH CO OPERATIVE BANK branch came to be assigned the code HDFC0CSPCBK.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CSPCBK, money simply cannot be routed to the SHREE PARSWANATH CO OPERATIVE BANK branch electronically.

Account types you can open at the Shree Parswanath Co Operative Bank branch

Once you have an account at HDFC Bank – SHREE PARSWANATH CO OPERATIVE BANK, the IFSC HDFC0CSPCBK stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shree Parswanath Co Operative Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 281-2367857.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CSPCBK

How to transfer money using IFSC HDFC0CSPCBK

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSPCBK across all three.

How to use IFSC HDFC0CSPCBK for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SHREE PARSWANATH CO OPERATIVE BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CSPCBK.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as SHREE PARSWANATH CO OPERATIVE BANK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CSPCBK

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SHREE PARSWANATH CO OPERATIVE BANK, ensure your bank's portal accepts IFSC HDFC0CSPCBK while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank SHREE PARSWANATH CO OPERATIVE BANK (IFSC HDFC0CSPCBK)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CSPCBK in your mobile or internet banking app, and the money is credited to the SHREE PARSWANATH CO OPERATIVE BANK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shree Parswanath Co Operative Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CSPCBK:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE PARSWANATH CO OPERATIVE BANK is still linked to IFSC HDFC0CSPCBK.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CSPCBK

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SHREE PARSWANATH CO OPERATIVE BANK is still mapped to IFSC HDFC0CSPCBK. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CSPCBK and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0CSPCBK

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SHREE PARSWANATH CO OPERATIVE BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CSPCBK is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CSPCBK and the account number together uniquely identify the Shree Parswanath Co Operative Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SHREE PARSWANATH CO OPERATIVE BANK:

• The IFSC is exactly HDFC0CSPCBK with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SHREE PARSWANATH CO OPERATIVE BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shree Parswanath Co Operative Bank branch

The branch is located at UDYOG BHAVAN, NEAR RAILWAY CROSSING, GONDAL ROAD, RAJKOT- 360001, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Shree Parswanath Co Operative Bank branch” — the verified location pin for IFSC HDFC0CSPCBK should appear at the top of the results.
2. Confirm the branch is open by calling 281-2367857 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CSPCBK and your account number.

Verifying IFSC HDFC0CSPCBK from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CSPCBK by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 281-2367857.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shree Parswanath Co Operative Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSPCBK, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CSPCBK belongs to HDFC Bank's SHREE PARSWANATH CO OPERATIVE BANK branch, located at UDYOG BHAVAN, NEAR RAILWAY CROSSING, GONDAL ROAD, RAJKOT- 360001 in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.