Below are the complete branch details for HDFC Bank, BHAKTINAGAR STATION ROAD branch, located in RAJKOT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0009443. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0009443 for HDFC Bank – BHAKTINAGAR STATION ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – BHAKTINAGAR STATION ROAD is HDFC0009443. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009443 map to this branch in RAJKOT, GUJARAT.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bhaktinagar Station Road branch in Rajkot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009443.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bhaktinagar Station Road |
| IFSC Code | HDFC0009443 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PINNACLE GRD FL BHAKTINAGAR STATION MAIN RD NEAR SATYA VIJAY PATEL ICECREAM RAJKOT GUJARAT360002 |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| STD Code | 1860 |
| Phone | 2676161 |
About the Bhaktinagar Station Road branch
The Bhaktinagar Station Road branch of HDFC Bank is situated at PINNACLE GRD FL BHAKTINAGAR STATION MAIN RD NEAR SATYA VIJAY PATEL ICECREAM RAJKOT GUJARAT360002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009443 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BHAKTINAGAR STATION ROAD branch came to be assigned the code HDFC0009443.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009443, money simply cannot be routed to the BHAKTINAGAR STATION ROAD branch electronically.
Account types you can open at the Bhaktinagar Station Road branch
Once you have an account at HDFC Bank – BHAKTINAGAR STATION ROAD, the IFSC HDFC0009443 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bhaktinagar Station Road branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009443
How to transfer money using IFSC HDFC0009443
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009443 across all three.
NEFT to HDFC Bank, BHAKTINAGAR STATION ROAD using IFSC HDFC0009443
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009443, and confirm that the system picks up HDFC Bank – BHAKTINAGAR STATION ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0009443
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BHAKTINAGAR STATION ROAD, ensure your bank's portal accepts IFSC HDFC0009443 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank BHAKTINAGAR STATION ROAD (IFSC HDFC0009443)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009443 in your mobile or internet banking app, and the money is credited to the BHAKTINAGAR STATION ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009443 for HDFC Bank – BHAKTINAGAR STATION ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009443 | Yes – HDFC0009443 | Yes – HDFC0009443 |
For most retail customers crediting the Bhaktinagar Station Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's BHAKTINAGAR STATION ROAD branch, the IFSC HDFC0009443 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhaktinagar Station Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009443 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009443 and the account number together uniquely identify the Bhaktinagar Station Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BHAKTINAGAR STATION ROAD:
- The IFSC is exactly HDFC0009443 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BHAKTINAGAR STATION ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhaktinagar Station Road branch sits at PINNACLE GRD FL BHAKTINAGAR STATION MAIN RD NEAR SATYA VIJAY PATEL ICECREAM RAJKOT GUJARAT360002. If you are travelling from outside Rajkot, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009443 and your account number.
Verifying IFSC HDFC0009443 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009443 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhaktinagar Station Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009443, however, work 24x7.
Branch address & contact
HDFC BankBhaktinagar Station Road Branch
PINNACLE GRD FL BHAKTINAGAR STATION MAIN RD NEAR SATYA VIJAY PATEL ICECREAM RAJKOT GUJARAT360002
Rajkot, Gujarat
Phone: 1860-2676161
IFSC: HDFC0009443
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhaktinagar Station Road branch but serve different purposes.
Does HDFC Bank Bhaktinagar Station Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
Is IFSC HDFC0009443 valid for NEFT and RTGS?
Yes. IFSC HDFC0009443 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0009443 the same for all accounts at Bhaktinagar Station Road branch?
Yes. The IFSC HDFC0009443 is shared by every account held at HDFC Bank's Bhaktinagar Station Road branch. Only the account number changes from customer to customer.
Where is HDFC Bank Bhaktinagar Station Road branch located?
HDFC Bank's Bhaktinagar Station Road branch is located at PINNACLE GRD FL BHAKTINAGAR STATION MAIN RD NEAR SATYA VIJAY PATEL ICECREAM RAJKOT GUJARAT360002, Rajkot, Gujarat.
How do I add HDFC Bank Bhaktinagar Station Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009443, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0009443 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bhaktinagar Station Road reflect within 30 minutes.
Final notes
To recap: HDFC0009443 is the IFSC code of HDFC Bank, BHAKTINAGAR STATION ROAD branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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