Use this page as a one-stop reference for everything related to HDFC Bank's BEGAMGANJ branch in RAISEN, MADHYA PRADESH. The branch's IFSC code HDFC0005153 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0005153 is the IFSC of HDFC Bank's BEGAMGANJ branch. The format is fixed: HDFC = bank code, 0 = reserved, 005153 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Begamganj branch in Raisen. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005153.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Begamganj |
| IFSC Code | HDFC0005153 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOBHAGYA MALL OLD BUS STAND BEGAMGANJ RAISEN MADHYA PRADESH 464881 |
| City | Raisen |
| District | Raisen |
| State | Madhya Pradesh |
| STD Code | 1860 |
| Phone | 2676161 |
About this branch
The branch is located at GROUND FLOOR SHOBHAGYA MALL OLD BUS STAND BEGAMGANJ RAISEN MADHYA PRADESH 464881. It serves the Raisen region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005153 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BEGAMGANJ of HDFC Bank — its own 11-character IFSC. The code HDFC0005153 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005153 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Begamganj branch is mapped to IFSC HDFC0005153 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005153.
Banking services available
The Begamganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005153
How to transfer money using IFSC HDFC0005153
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005153 across all three.
NEFT to HDFC Bank, BEGAMGANJ using IFSC HDFC0005153
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005153, and confirm that the system picks up HDFC Bank – BEGAMGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0005153
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BEGAMGANJ, ensure your bank's portal accepts IFSC HDFC0005153 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank BEGAMGANJ (IFSC HDFC0005153)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005153 in your mobile or internet banking app, and the money is credited to the BEGAMGANJ branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Begamganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0005153:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BEGAMGANJ is still linked to IFSC HDFC0005153.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0005153
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BEGAMGANJ is still mapped to IFSC HDFC0005153. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005153 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0005153
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BEGAMGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005153 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005153 and the account number together uniquely identify the Begamganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0005153
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BEGAMGANJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005153. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Begamganj branch sits at GROUND FLOOR SHOBHAGYA MALL OLD BUS STAND BEGAMGANJ RAISEN MADHYA PRADESH 464881. If you are travelling from outside Raisen, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005153 and your account number.
Verifying IFSC HDFC0005153 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005153 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Begamganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005153 continue to work without interruption.
Branch address & contact
HDFC BankBegamganj Branch
GROUND FLOOR SHOBHAGYA MALL OLD BUS STAND BEGAMGANJ RAISEN MADHYA PRADESH 464881
Raisen, Madhya Pradesh
Phone: 1860-2676161
IFSC: HDFC0005153
Frequently asked questions
Where is HDFC Bank Begamganj branch located?
HDFC Bank's Begamganj branch is located at GROUND FLOOR SHOBHAGYA MALL OLD BUS STAND BEGAMGANJ RAISEN MADHYA PRADESH 464881, Raisen, Madhya Pradesh.
What is the phone number of HDFC Bank Begamganj branch?
You can reach the branch at 1860-2676161 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Begamganj branch but serve different purposes.
Is IFSC HDFC0005153 the same for all accounts at Begamganj branch?
Yes. The IFSC HDFC0005153 is shared by every account held at HDFC Bank's Begamganj branch. Only the account number changes from customer to customer.
Is IFSC HDFC0005153 valid for NEFT and RTGS?
Yes. IFSC HDFC0005153 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Begamganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005153, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0005153 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Begamganj reflect within 30 minutes.
Does HDFC Bank Begamganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
Summary
The IFSC code HDFC0005153 belongs to HDFC Bank's BEGAMGANJ branch, located at GROUND FLOOR SHOBHAGYA MALL OLD BUS STAND BEGAMGANJ RAISEN MADHYA PRADESH 464881 in RAISEN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
