IFSC Code of HDFC Bank, Laxmi Mahila Nagrik Sahakari Bank Branch, Chhattisgarh

If you are searching for the IFSC code of HDFC Bank, LAXMI MAHILA NAGRIK SAHAKARI BANK branch in RAIPUR, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is HDFC0CLMNSB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAXMI MAHILA NAGRIK SAHAKARI BANK branch, and detailed step-by-step guides for using the IFSC HDFC0CLMNSB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CLMNSB is the IFSC of HDFC Bank's LAXMI MAHILA NAGRIK SAHAKARI BANK branch. The format is fixed: HDFC = bank code, 0 = reserved, CLMNSB = branch identifier.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Laxmi Mahila Nagrik Sahakari Bank branch in Raipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CLMNSB.

About the Laxmi Mahila Nagrik Sahakari Bank branch

The Laxmi Mahila Nagrik Sahakari Bank branch of HDFC Bank is situated at 1ST FLOOR MILLENNIUM PLAZA COMPLEX G E ROAD RAIPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CLMNSB is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAXMI MAHILA NAGRIK SAHAKARI BANK of HDFC Bank — its own 11-character IFSC. The code HDFC0CLMNSB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CLMNSB the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CLMNSB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CLMNSB across all three.

NEFT to HDFC Bank, LAXMI MAHILA NAGRIK SAHAKARI BANK using IFSC HDFC0CLMNSB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CLMNSB, and confirm that the system picks up HDFC Bank – LAXMI MAHILA NAGRIK SAHAKARI BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LAXMI MAHILA NAGRIK SAHAKARI BANK

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's LAXMI MAHILA NAGRIK SAHAKARI BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CLMNSB while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank LAXMI MAHILA NAGRIK SAHAKARI BANK (IFSC HDFC0CLMNSB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CLMNSB in your mobile or internet banking app, and the money is credited to the LAXMI MAHILA NAGRIK SAHAKARI BANK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CLMNSB for HDFC Bank – LAXMI MAHILA NAGRIK SAHAKARI BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Laxmi Mahila Nagrik Sahakari Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's LAXMI MAHILA NAGRIK SAHAKARI BANK branch, the IFSC HDFC0CLMNSB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Laxmi Mahila Nagrik Sahakari Bank branch is mapped to IFSC HDFC0CLMNSB on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CLMNSB.

Banking services available

The Laxmi Mahila Nagrik Sahakari Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 771-2537858.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CLMNSB

MICR & cheque-truncation details

Cheques drawn on the Laxmi Mahila Nagrik Sahakari Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CLMNSB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0CLMNSB

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the LAXMI MAHILA NAGRIK SAHAKARI BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CLMNSB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC HDFC0CLMNSB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – LAXMI MAHILA NAGRIK SAHAKARI BANK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CLMNSB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Laxmi Mahila Nagrik Sahakari Bank branch sits at 1ST FLOOR MILLENNIUM PLAZA COMPLEX G E ROAD RAIPUR. If you are travelling from outside Raipur, search for the branch on a maps application using the bank name and locality, or call 771-2537858 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CLMNSB and your account number.

Verifying IFSC HDFC0CLMNSB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CLMNSB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 771-2537858.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Laxmi Mahila Nagrik Sahakari Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CLMNSB, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CLMNSB belongs to HDFC Bank's LAXMI MAHILA NAGRIK SAHAKARI BANK branch, located at 1ST FLOOR MILLENNIUM PLAZA COMPLEX G E ROAD RAIPUR in RAIPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.