IFSC Code of HDFC Bank, Puthenchira - Mangidiyan Mukku Branch, Kerala

Use this page as a one-stop reference for everything related to HDFC Bank's PUTHENCHIRA - MANGIDIYAN MUKKU branch in PUTHENCHIRA, KERALA. The branch's IFSC code HDFC0001549 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's PUTHENCHIRA - MANGIDIYAN MUKKU branch, the IFSC HDFC0001549 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 001549 identifies this particular branch.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Puthenchira - Mangidiyan Mukku branch in Puthenchira, Kerala is part of this network and uses the IFSC code HDFC0001549 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at DOOR IV/607MANGIDIYAN MUKKUPUTHENCHIRA. It serves the Puthenchira region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001549 is used to identify this branch on the RBI payments network.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUTHENCHIRA - MANGIDIYAN MUKKU of HDFC Bank — its own 11-character IFSC. The code HDFC0001549 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001549 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Puthenchira - Mangidiyan Mukku branch

Once you have an account at HDFC Bank – PUTHENCHIRA - MANGIDIYAN MUKKU, the IFSC HDFC0001549 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Puthenchira - Mangidiyan Mukku branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9895663333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001549

How to transfer money using IFSC HDFC0001549

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001549 across all three.

NEFT to HDFC Bank, PUTHENCHIRA - MANGIDIYAN MUKKU using IFSC HDFC0001549

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001549, and confirm that the system picks up HDFC Bank – PUTHENCHIRA - MANGIDIYAN MUKKU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PUTHENCHIRA - MANGIDIYAN MUKKU

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PUTHENCHIRA - MANGIDIYAN MUKKU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001549 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – PUTHENCHIRA - MANGIDIYAN MUKKU, use IMPS. With IFSC HDFC0001549 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0001549 for HDFC Bank – PUTHENCHIRA - MANGIDIYAN MUKKU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Puthenchira - Mangidiyan Mukku branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PUTHENCHIRA - MANGIDIYAN MUKKU branch, the IFSC HDFC0001549 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC HDFC0001549

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PUTHENCHIRA - MANGIDIYAN MUKKU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001549 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Puthenchira - Mangidiyan Mukku branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001549 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PUTHENCHIRA - MANGIDIYAN MUKKU:

• The IFSC is exactly HDFC0001549 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and PUTHENCHIRA - MANGIDIYAN MUKKU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Puthenchira - Mangidiyan Mukku branch

The branch is located at DOOR IV/607MANGIDIYAN MUKKUPUTHENCHIRA, which puts it inside Puthenchira, the broader Trissur district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Puthenchira - Mangidiyan Mukku branch” — the verified location pin for IFSC HDFC0001549 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9895663333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001549 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0001549 for HDFC Bank – PUTHENCHIRA - MANGIDIYAN MUKKU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puthenchira - Mangidiyan Mukku branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001549, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0001549 is the IFSC code of HDFC Bank, PUTHENCHIRA - MANGIDIYAN MUKKU branch, in PUTHENCHIRA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.