If you are searching for the IFSC code of HDFC Bank, PURNIA branch in PURNEA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is HDFC0001651. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PURNIA branch, and detailed step-by-step guides for using the IFSC HDFC0001651 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001651 is the IFSC of HDFC Bank's PURNIA branch. The format is fixed: HDFC = bank code, 0 = reserved, 001651 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Purnia branch in Purnea. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0001651.
About this branch
The branch is located at NH - 31 OPP RAJENDRA BAL UDYANJAIL CHOWKPURNIA. It serves the Purnea region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001651 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Purnia |
| IFSC Code | HDFC0001651 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NH - 31 OPP RAJENDRA BAL UDYANJAIL CHOWKPURNIA |
| City | Purnea |
| District | Purnia |
| State | Bihar |
| STD Code | 91 |
| Phone | 8602666161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PURNIA branch came to be assigned the code HDFC0001651.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0001651, money simply cannot be routed to the PURNIA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001651 and the account number together uniquely identify the Purnia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0001651
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001651 across all three.
How to use IFSC HDFC0001651 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PURNIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001651.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PURNIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0001651
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PURNIA, ensure your bank's portal accepts IFSC HDFC0001651 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank PURNIA (IFSC HDFC0001651)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001651 in your mobile or internet banking app, and the money is credited to the PURNIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001651 for HDFC Bank – PURNIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001651 | Yes – HDFC0001651 | Yes – HDFC0001651 |
For most retail customers crediting the Purnia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PURNIA branch, the IFSC HDFC0001651 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Purnia branch
Once you have an account at HDFC Bank – PURNIA, the IFSC HDFC0001651 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Purnia branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001651
Online banking and IFSC HDFC0001651
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PURNIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001651 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Purnia branch sits at NH - 31 OPP RAJENDRA BAL UDYANJAIL CHOWKPURNIA. If you are travelling from outside Purnea, search for the branch on a maps application using the bank name and locality, or call 91-8602666161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001651 and your account number.
Common mistakes to avoid when using IFSC HDFC0001651
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PURNIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001651. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Purnia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001651, however, work 24x7.
Verifying IFSC HDFC0001651 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001651 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8602666161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankPurnia Branch
NH - 31 OPP RAJENDRA BAL UDYANJAIL CHOWKPURNIA
Purnea, Bihar
Phone: 91-8602666161
IFSC: HDFC0001651
Frequently asked questions
How quickly will an NEFT transfer using HDFC0001651 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Purnia reflect within 30 minutes.
Is IFSC HDFC0001651 valid for NEFT and RTGS?
Yes. IFSC HDFC0001651 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Purnia branch?
You can reach the branch at 91-8602666161 during regular banking hours.
Is IFSC HDFC0001651 the same for all accounts at Purnia branch?
Yes. The IFSC HDFC0001651 is shared by every account held at HDFC Bank's Purnia branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Purnia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001651, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0001651 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001651 to send funds instantly.
Does HDFC Bank Purnia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8602666161 to confirm.
Where is HDFC Bank Purnia branch located?
HDFC Bank's Purnia branch is located at NH - 31 OPP RAJENDRA BAL UDYANJAIL CHOWKPURNIA, Purnea, Bihar.
Final notes
To recap: HDFC0001651 is the IFSC code of HDFC Bank, PURNIA branch, in PURNEA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
