Use this page as a one-stop reference for everything related to HDFC Bank's ZEN SQUARE KHARADI branch in PUNE, MAHARASHTRA. The branch's IFSC code HDFC0011110 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – ZEN SQUARE KHARADI is HDFC0011110. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 011110 map to this branch in PUNE, MAHARASHTRA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Zen Square Kharadi |
| IFSC Code | HDFC0011110 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 7 8 GRD AND MEZZ FLOOR SUREVEY NO 69 4 OPP EON FREE ZONE ROAD PHASE II ZENYSQUARE PUNE MAHARASHTRA 411014 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Zen Square Kharadi branch in Pune, Maharashtra is part of this network and uses the IFSC code HDFC0011110 for all electronic settlement.
About the Zen Square Kharadi branch
The Zen Square Kharadi branch of HDFC Bank is situated at SHOP NO 7 8 GRD AND MEZZ FLOOR SUREVEY NO 69 4 OPP EON FREE ZONE ROAD PHASE II ZENYSQUARE PUNE MAHARASHTRA 411014. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0011110 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ZEN SQUARE KHARADI branch came to be assigned the code HDFC0011110.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0011110, money simply cannot be routed to the ZEN SQUARE KHARADI branch electronically.
How to transfer money using IFSC HDFC0011110
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0011110 across all three.
How to use IFSC HDFC0011110 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ZEN SQUARE KHARADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0011110.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ZEN SQUARE KHARADI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ZEN SQUARE KHARADI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ZEN SQUARE KHARADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0011110 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank ZEN SQUARE KHARADI (IFSC HDFC0011110)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0011110 in your mobile or internet banking app, and the money is credited to the ZEN SQUARE KHARADI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Zen Square Kharadi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0011110:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ZEN SQUARE KHARADI is still linked to IFSC HDFC0011110.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0011110
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ZEN SQUARE KHARADI is still mapped to IFSC HDFC0011110. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0011110 and the beneficiary's account number to complete the transfer.
Account types you can open at the Zen Square Kharadi branch
Once you have an account at HDFC Bank – ZEN SQUARE KHARADI, the IFSC HDFC0011110 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Zen Square Kharadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0011110
MICR & cheque-truncation details
Cheques drawn on the Zen Square Kharadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0011110 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Zen Square Kharadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0011110 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ZEN SQUARE KHARADI:
- The IFSC is exactly HDFC0011110 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ZEN SQUARE KHARADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Zen Square Kharadi branch
The branch is located at SHOP NO 7 8 GRD AND MEZZ FLOOR SUREVEY NO 69 4 OPP EON FREE ZONE ROAD PHASE II ZENYSQUARE PUNE MAHARASHTRA 411014, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Zen Square Kharadi branch” — the verified location pin for IFSC HDFC0011110 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0011110 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0011110 for HDFC Bank – ZEN SQUARE KHARADI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Zen Square Kharadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0011110, however, work 24x7.
Branch address & contact
HDFC BankZen Square Kharadi Branch
SHOP NO 7 8 GRD AND MEZZ FLOOR SUREVEY NO 69 4 OPP EON FREE ZONE ROAD PHASE II ZENYSQUARE PUNE MAHARASHTRA 411014
Pune, Maharashtra
Phone: 1800-2026161
IFSC: HDFC0011110
Frequently asked questions
What is the phone number of HDFC Bank Zen Square Kharadi branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0011110 the same for all accounts at Zen Square Kharadi branch?
Yes. The IFSC HDFC0011110 is shared by every account held at HDFC Bank's Zen Square Kharadi branch. Only the account number changes from customer to customer.
Is IFSC HDFC0011110 valid for NEFT and RTGS?
Yes. IFSC HDFC0011110 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0011110 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Zen Square Kharadi reflect within 30 minutes.
Where is HDFC Bank Zen Square Kharadi branch located?
HDFC Bank's Zen Square Kharadi branch is located at SHOP NO 7 8 GRD AND MEZZ FLOOR SUREVEY NO 69 4 OPP EON FREE ZONE ROAD PHASE II ZENYSQUARE PUNE MAHARASHTRA 411014, Pune, Maharashtra.
What is the IFSC code of HDFC Bank Zen Square Kharadi branch?
The IFSC code of HDFC Bank, Zen Square Kharadi branch is HDFC0011110. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Zen Square Kharadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0011110, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Zen Square Kharadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Final notes
To recap: HDFC0011110 is the IFSC code of HDFC Bank, ZEN SQUARE KHARADI branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


