IFSC Code of HDFC Bank, Shri Laxmikrupa Urban Coop Bank Ltd Branch, Maharashtra

Below are the complete branch details for HDFC Bank, SHRI LAXMIKRUPA URBAN COOP BANK LTD branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CSLKUB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CSLKUB for HDFC Bank – SHRI LAXMIKRUPA URBAN COOP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's SHRI LAXMIKRUPA URBAN COOP BANK LTD branch, the IFSC HDFC0CSLKUB breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CSLKUB identifies this particular branch.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shri Laxmikrupa Urban Coop Bank Ltd branch in Pune, Maharashtra is part of this network and uses the IFSC code HDFC0CSLKUB for all electronic settlement.

Shri Laxmikrupa Urban Coop Bank Ltd branch overview

Located at S.NO-12/3-B,SIDDHARTH , TOWERS,SANGAM PRESS, ROAD,KOTHRUD, PUNE-411029, the Shri Laxmikrupa Urban Coop Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CSLKUB is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SHRI LAXMIKRUPA URBAN COOP BANK LTD branch came to be assigned the code HDFC0CSLKUB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CSLKUB, money simply cannot be routed to the SHRI LAXMIKRUPA URBAN COOP BANK LTD branch electronically.

How to transfer money using IFSC HDFC0CSLKUB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSLKUB across all three.

How to use IFSC HDFC0CSLKUB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SHRI LAXMIKRUPA URBAN COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CSLKUB.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as SHRI LAXMIKRUPA URBAN COOP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CSLKUB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SHRI LAXMIKRUPA URBAN COOP BANK LTD, ensure your bank's portal accepts IFSC HDFC0CSLKUB while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank SHRI LAXMIKRUPA URBAN COOP BANK LTD (IFSC HDFC0CSLKUB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CSLKUB in your mobile or internet banking app, and the money is credited to the SHRI LAXMIKRUPA URBAN COOP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CSLKUB for HDFC Bank – SHRI LAXMIKRUPA URBAN COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Laxmikrupa Urban Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CSLKUB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SHRI LAXMIKRUPA URBAN COOP BANK LTD is still mapped to IFSC HDFC0CSLKUB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CSLKUB and the beneficiary's account number to complete the transfer.

Account types you can open at the Shri Laxmikrupa Urban Coop Bank Ltd branch

Once you have an account at HDFC Bank – SHRI LAXMIKRUPA URBAN COOP BANK LTD, the IFSC HDFC0CSLKUB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shri Laxmikrupa Urban Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-25468215.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CSLKUB

MICR & cheque-truncation details

Cheques drawn on the Shri Laxmikrupa Urban Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CSLKUB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0CSLKUB

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SHRI LAXMIKRUPA URBAN COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CSLKUB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SHRI LAXMIKRUPA URBAN COOP BANK LTD:

• The IFSC is exactly HDFC0CSLKUB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SHRI LAXMIKRUPA URBAN COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shri Laxmikrupa Urban Coop Bank Ltd branch sits at S.NO-12/3-B,SIDDHARTH , TOWERS,SANGAM PRESS, ROAD,KOTHRUD, PUNE-411029. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-25468215 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CSLKUB and your account number.

Verifying IFSC HDFC0CSLKUB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CSLKUB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-25468215.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shri Laxmikrupa Urban Coop Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSLKUB, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CSLKUB is the IFSC code of HDFC Bank, SHRI LAXMIKRUPA URBAN COOP BANK LTD branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.