IFSC Code of HDFC Bank, Sharad Sahakari Bank Ltd,Manchar Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, SHARAD SAHAKARI BANK LTD,MANCHAR branch in PUNE. The 11-digit IFSC HDFC0CSHSBL uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the SHARAD SAHAKARI BANK LTD,MANCHAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CSHSBL is the IFSC of HDFC Bank's SHARAD SAHAKARI BANK LTD,MANCHAR branch. The format is fixed: HDFC = bank code, 0 = reserved, CSHSBL = branch identifier.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sharad Sahakari Bank Ltd,Manchar branch in Pune, Maharashtra is part of this network and uses the IFSC code HDFC0CSHSBL for all electronic settlement.

About this branch

The branch is located at MARKET YARD-MANCHAR, TAL -AMBEGAON , DIST - PUNE.PINCODE - 410503. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CSHSBL is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SHARAD SAHAKARI BANK LTD,MANCHAR branch came to be assigned the code HDFC0CSHSBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CSHSBL, money simply cannot be routed to the SHARAD SAHAKARI BANK LTD,MANCHAR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CSHSBL and the account number together uniquely identify the Sharad Sahakari Bank Ltd,Manchar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC HDFC0CSHSBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSHSBL across all three.

How to use IFSC HDFC0CSHSBL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SHARAD SAHAKARI BANK LTD,MANCHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CSHSBL.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as SHARAD SAHAKARI BANK LTD,MANCHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHARAD SAHAKARI BANK LTD,MANCHAR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SHARAD SAHAKARI BANK LTD,MANCHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CSHSBL while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – SHARAD SAHAKARI BANK LTD,MANCHAR, use IMPS. With IFSC HDFC0CSHSBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CSHSBL for HDFC Bank – SHARAD SAHAKARI BANK LTD,MANCHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sharad Sahakari Bank Ltd,Manchar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SHARAD SAHAKARI BANK LTD,MANCHAR branch, the IFSC HDFC0CSHSBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sharad Sahakari Bank Ltd,Manchar branch

Once you have an account at HDFC Bank – SHARAD SAHAKARI BANK LTD,MANCHAR, the IFSC HDFC0CSHSBL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sharad Sahakari Bank Ltd,Manchar branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CSHSBL

Digital banking channels

Most day-to-day work that customers used to do at the Sharad Sahakari Bank Ltd,Manchar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CSHSBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Sharad Sahakari Bank Ltd,Manchar branch sits at MARKET YARD-MANCHAR, TAL -AMBEGAON , DIST - PUNE.PINCODE - 410503. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 2133-223603 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CSHSBL and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SHARAD SAHAKARI BANK LTD,MANCHAR:

• The IFSC is exactly HDFC0CSHSBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SHARAD SAHAKARI BANK LTD,MANCHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sharad Sahakari Bank Ltd,Manchar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CSHSBL continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CSHSBL for HDFC Bank – SHARAD SAHAKARI BANK LTD,MANCHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CSHSBL belongs to HDFC Bank's SHARAD SAHAKARI BANK LTD,MANCHAR branch, located at MARKET YARD-MANCHAR, TAL -AMBEGAON , DIST - PUNE.PINCODE - 410503 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.