IFSC Code of HDFC Bank, Sadhana Sahakari Bank Ltd Hadapsar Branch, Maharashtra

Use this page as a one-stop reference for everything related to HDFC Bank's SADHANA SAHAKARI BANK LTD HADAPSAR branch in PUNE, MAHARASHTRA. The branch's IFSC code HDFC0CSBL14 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CSBL14 is the IFSC of HDFC Bank's SADHANA SAHAKARI BANK LTD HADAPSAR branch. The format is fixed: HDFC = bank code, 0 = reserved, CSBL14 = branch identifier.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sadhana Sahakari Bank Ltd Hadapsar branch in Pune, Maharashtra is part of this network and uses the IFSC code HDFC0CSBL14 for all electronic settlement.

About the Sadhana Sahakari Bank Ltd Hadapsar branch

The Sadhana Sahakari Bank Ltd Hadapsar branch of HDFC Bank is situated at GAT NO 176 , BORI PARADHI, SOLAPUR ROAD, TAL DAUND DIST PUNE 412203. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CSBL14 is used.

Branch details at a glance

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SADHANA SAHAKARI BANK LTD HADAPSAR of HDFC Bank — its own 11-character IFSC. The code HDFC0CSBL14 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CSBL14 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CSBL14 and the account number together uniquely identify the Sadhana Sahakari Bank Ltd Hadapsar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC HDFC0CSBL14

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSBL14 across all three.

NEFT to HDFC Bank, SADHANA SAHAKARI BANK LTD HADAPSAR using IFSC HDFC0CSBL14

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CSBL14, and confirm that the system picks up HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0CSBL14

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, ensure your bank's portal accepts IFSC HDFC0CSBL14 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, use IMPS. With IFSC HDFC0CSBL14 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sadhana Sahakari Bank Ltd Hadapsar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CSBL14:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SADHANA SAHAKARI BANK LTD HADAPSAR is still linked to IFSC HDFC0CSBL14.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CSBL14

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR is still mapped to IFSC HDFC0CSBL14. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CSBL14 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sadhana Sahakari Bank Ltd Hadapsar branch is mapped to IFSC HDFC0CSBL14 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CSBL14.

Banking services available

The Sadhana Sahakari Bank Ltd Hadapsar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-26990563.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CSBL14

Online banking and IFSC HDFC0CSBL14

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SADHANA SAHAKARI BANK LTD HADAPSAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CSBL14 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sadhana Sahakari Bank Ltd Hadapsar branch sits at GAT NO 176 , BORI PARADHI, SOLAPUR ROAD, TAL DAUND DIST PUNE 412203. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-26990563 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CSBL14 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR:

• The IFSC is exactly HDFC0CSBL14 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SADHANA SAHAKARI BANK LTD HADAPSAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadhana Sahakari Bank Ltd Hadapsar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSBL14, however, work 24x7.

Verifying IFSC HDFC0CSBL14 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CSBL14 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-26990563.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CSBL14 belongs to HDFC Bank's SADHANA SAHAKARI BANK LTD HADAPSAR branch, located at GAT NO 176 , BORI PARADHI, SOLAPUR ROAD, TAL DAUND DIST PUNE 412203 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.