IFSC Code of HDFC Bank, Sadhana Sahakari Bank Ltd Hadapsar Branch, Maharashtra

Use this page as a one-stop reference for everything related to HDFC Bank's SADHANA SAHAKARI BANK LTD HADAPSAR branch in PUNE, MAHARASHTRA. The branch's IFSC code HDFC0CSBL10 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CSBL10 is the IFSC of HDFC Bank's SADHANA SAHAKARI BANK LTD HADAPSAR branch. The format is fixed: HDFC = bank code, 0 = reserved, CSBL10 = branch identifier.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sadhana Sahakari Bank Ltd Hadapsar branch — IFSC HDFC0CSBL10 — extends the bank's services to customers in and around Pune, Maharashtra.

Sadhana Sahakari Bank Ltd Hadapsar branch overview

Located at S.N.3A, HISSA NO-11, KESHAV NAGAR CHOWK, MUNDHWA, PUNE, the Sadhana Sahakari Bank Ltd Hadapsar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CSBL10 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SADHANA SAHAKARI BANK LTD HADAPSAR of HDFC Bank — its own 11-character IFSC. The code HDFC0CSBL10 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CSBL10 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Sadhana Sahakari Bank Ltd Hadapsar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CSBL10 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0CSBL10

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSBL10 across all three.

NEFT to HDFC Bank, SADHANA SAHAKARI BANK LTD HADAPSAR using IFSC HDFC0CSBL10

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CSBL10, and confirm that the system picks up HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SADHANA SAHAKARI BANK LTD HADAPSAR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SADHANA SAHAKARI BANK LTD HADAPSAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CSBL10 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank SADHANA SAHAKARI BANK LTD HADAPSAR (IFSC HDFC0CSBL10)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CSBL10 in your mobile or internet banking app, and the money is credited to the SADHANA SAHAKARI BANK LTD HADAPSAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sadhana Sahakari Bank Ltd Hadapsar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CSBL10:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SADHANA SAHAKARI BANK LTD HADAPSAR is still linked to IFSC HDFC0CSBL10.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CSBL10

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR is still mapped to IFSC HDFC0CSBL10. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CSBL10 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sadhana Sahakari Bank Ltd Hadapsar branch

Once you have an account at HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, the IFSC HDFC0CSBL10 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sadhana Sahakari Bank Ltd Hadapsar branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CSBL10

Digital banking channels

Most day-to-day work that customers used to do at the Sadhana Sahakari Bank Ltd Hadapsar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CSBL10 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Sadhana Sahakari Bank Ltd Hadapsar branch sits at S.N.3A, HISSA NO-11, KESHAV NAGAR CHOWK, MUNDHWA, PUNE. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-26890429 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CSBL10 and your account number.

Common mistakes to avoid when using IFSC HDFC0CSBL10

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CSBL10.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadhana Sahakari Bank Ltd Hadapsar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSBL10, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CSBL10 for HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CSBL10 is the IFSC code of HDFC Bank, SADHANA SAHAKARI BANK LTD HADAPSAR branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.