This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, SADHANA SAHAKARI BANK LTD HADAPSAR branch in PUNE. The 11-digit IFSC HDFC0CSBL07 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the SADHANA SAHAKARI BANK LTD HADAPSAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's SADHANA SAHAKARI BANK LTD HADAPSAR branch, the IFSC HDFC0CSBL07 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CSBL07 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Sadhana Sahakari Bank Ltd Hadapsar branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CSBL07.
Sadhana Sahakari Bank Ltd Hadapsar branch overview
Located at SADHANA CHEMBERS, CHAFEKAR CHOWK, NEAR POST OFFICE, CHINCWAD, PUNE, the Sadhana Sahakari Bank Ltd Hadapsar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CSBL07 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sadhana Sahakari Bank Ltd Hadapsar |
| IFSC Code | HDFC0CSBL07 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SADHANA CHEMBERS, CHAFEKAR CHOWK, NEAR POST OFFICE, CHINCWAD, PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 27357463 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SADHANA SAHAKARI BANK LTD HADAPSAR of HDFC Bank — its own 11-character IFSC. The code HDFC0CSBL07 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CSBL07 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CSBL07 and the account number together uniquely identify the Sadhana Sahakari Bank Ltd Hadapsar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0CSBL07
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSBL07 across all three.
NEFT to HDFC Bank, SADHANA SAHAKARI BANK LTD HADAPSAR using IFSC HDFC0CSBL07
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CSBL07, and confirm that the system picks up HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0CSBL07
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, ensure your bank's portal accepts IFSC HDFC0CSBL07 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, use IMPS. With IFSC HDFC0CSBL07 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CSBL07 for HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CSBL07 | Yes – HDFC0CSBL07 | Yes – HDFC0CSBL07 |
For most retail customers crediting the Sadhana Sahakari Bank Ltd Hadapsar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SADHANA SAHAKARI BANK LTD HADAPSAR branch, the IFSC HDFC0CSBL07 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Sadhana Sahakari Bank Ltd Hadapsar branch
Once you have an account at HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR, the IFSC HDFC0CSBL07 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sadhana Sahakari Bank Ltd Hadapsar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CSBL07
Online banking and IFSC HDFC0CSBL07
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SADHANA SAHAKARI BANK LTD HADAPSAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CSBL07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sadhana Sahakari Bank Ltd Hadapsar branch
The branch is located at SADHANA CHEMBERS, CHAFEKAR CHOWK, NEAR POST OFFICE, CHINCWAD, PUNE, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Sadhana Sahakari Bank Ltd Hadapsar branch” — the verified location pin for IFSC HDFC0CSBL07 should appear at the top of the results.
- Confirm the branch is open by calling 20-27357463 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CSBL07 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SADHANA SAHAKARI BANK LTD HADAPSAR:
- The IFSC is exactly HDFC0CSBL07 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SADHANA SAHAKARI BANK LTD HADAPSAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadhana Sahakari Bank Ltd Hadapsar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSBL07, however, work 24x7.
Verifying IFSC HDFC0CSBL07 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CSBL07 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-27357463.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankSadhana Sahakari Bank Ltd Hadapsar Branch
SADHANA CHEMBERS, CHAFEKAR CHOWK, NEAR POST OFFICE, CHINCWAD, PUNE
Pune, Maharashtra
Phone: 20-27357463
IFSC: HDFC0CSBL07
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sadhana Sahakari Bank Ltd Hadapsar branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0CSBL07 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sadhana Sahakari Bank Ltd Hadapsar reflect within 30 minutes.
Can I use IFSC HDFC0CSBL07 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CSBL07 to send funds instantly.
How do I add HDFC Bank Sadhana Sahakari Bank Ltd Hadapsar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CSBL07, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Sadhana Sahakari Bank Ltd Hadapsar branch?
The IFSC code of HDFC Bank, Sadhana Sahakari Bank Ltd Hadapsar branch is HDFC0CSBL07. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0CSBL07 valid for NEFT and RTGS?
Yes. IFSC HDFC0CSBL07 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: HDFC0CSBL07 is the IFSC code of HDFC Bank, SADHANA SAHAKARI BANK LTD HADAPSAR branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


