If you are searching for the IFSC code of HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CPD168. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PUNE DISTRICT CENTRAL COOP BANK branch, and detailed step-by-step guides for using the IFSC HDFC0CPD168 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0CPD168 is the IFSC of HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch. The format is fixed: HDFC = bank code, 0 = reserved, CPD168 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pune District Central Coop Bank |
| IFSC Code | HDFC0CPD168 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P KANHURMESAI TAL SHIRUR DIST PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8380024085 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pune District Central Coop Bank branch in Pune, Maharashtra is part of this network and uses the IFSC code HDFC0CPD168 for all electronic settlement.
Pune District Central Coop Bank branch overview
Located at A P KANHURMESAI TAL SHIRUR DIST PUNE, the Pune District Central Coop Bank branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CPD168 is required for all interbank electronic transfers routed through this branch.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE DISTRICT CENTRAL COOP BANK of HDFC Bank — its own 11-character IFSC. The code HDFC0CPD168 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPD168 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0CPD168
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPD168 across all three.
NEFT to HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK using IFSC HDFC0CPD168
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CPD168, and confirm that the system picks up HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUNE DISTRICT CENTRAL COOP BANK
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CPD168 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, use IMPS. With IFSC HDFC0CPD168 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CPD168 for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CPD168 | Yes – HDFC0CPD168 | Yes – HDFC0CPD168 |
For most retail customers crediting the Pune District Central Coop Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0CPD168
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK is still mapped to IFSC HDFC0CPD168. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CPD168 and the beneficiary's account number to complete the transfer.
Account types you can open at the Pune District Central Coop Bank branch
Once you have an account at HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, the IFSC HDFC0CPD168 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pune District Central Coop Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8380024085.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CPD168
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CPD168 and the account number together uniquely identify the Pune District Central Coop Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0CPD168
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PUNE DISTRICT CENTRAL COOP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CPD168 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0CPD168
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CPD168. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pune District Central Coop Bank branch sits at A P KANHURMESAI TAL SHIRUR DIST PUNE. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 91-8380024085 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CPD168 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CPD168 for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pune District Central Coop Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CPD168 continue to work without interruption.
Branch address & contact
HDFC BankPune District Central Coop Bank Branch
A P KANHURMESAI TAL SHIRUR DIST PUNE
Pune, Maharashtra
Phone: 91-8380024085
IFSC: HDFC0CPD168
Frequently asked questions
Does HDFC Bank Pune District Central Coop Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8380024085 to confirm.
How do I add HDFC Bank Pune District Central Coop Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CPD168, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0CPD168 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CPD168 to send funds instantly.
How quickly will an NEFT transfer using HDFC0CPD168 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pune District Central Coop Bank reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pune District Central Coop Bank branch but serve different purposes.
What is the phone number of HDFC Bank Pune District Central Coop Bank branch?
You can reach the branch at 91-8380024085 during regular banking hours.
Is IFSC HDFC0CPD168 valid for NEFT and RTGS?
Yes. IFSC HDFC0CPD168 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0CPD168 belongs to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, located at A P KANHURMESAI TAL SHIRUR DIST PUNE in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
