This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK branch in PUNE. The 11-digit IFSC HDFC0CPD163 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the PUNE DISTRICT CENTRAL COOP BANK location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0CPD163 is the IFSC of HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch. The format is fixed: HDFC = bank code, 0 = reserved, CPD163 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pune District Central Coop Bank branch — IFSC HDFC0CPD163 — extends the bank's services to customers in and around Pune, Maharashtra.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pune District Central Coop Bank |
| IFSC Code | HDFC0CPD163 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P ANTHURNE TAL INDAPUR DIST PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 27421553 |
About the Pune District Central Coop Bank branch
The Pune District Central Coop Bank branch of HDFC Bank is situated at A P ANTHURNE TAL INDAPUR DIST PUNE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CPD163 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE DISTRICT CENTRAL COOP BANK of HDFC Bank — its own 11-character IFSC. The code HDFC0CPD163 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPD163 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Pune District Central Coop Bank branch is mapped to IFSC HDFC0CPD163 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CPD163.
Products and services
Customers walking into the Pune District Central Coop Bank branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CPD163
How to transfer money using IFSC HDFC0CPD163
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPD163 across all three.
NEFT to HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK using IFSC HDFC0CPD163
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CPD163, and confirm that the system picks up HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0CPD163
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, ensure your bank's portal accepts IFSC HDFC0CPD163 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank PUNE DISTRICT CENTRAL COOP BANK (IFSC HDFC0CPD163)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CPD163 in your mobile or internet banking app, and the money is credited to the PUNE DISTRICT CENTRAL COOP BANK branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pune District Central Coop Bank
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CPD163:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PUNE DISTRICT CENTRAL COOP BANK is still linked to IFSC HDFC0CPD163.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, the IFSC HDFC0CPD163 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Pune District Central Coop Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CPD163 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Pune District Central Coop Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CPD163 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0CPD163
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CPD163. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pune District Central Coop Bank branch
The branch is located at A P ANTHURNE TAL INDAPUR DIST PUNE, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Pune District Central Coop Bank branch” — the verified location pin for IFSC HDFC0CPD163 should appear at the top of the results.
- Confirm the branch is open by calling 20-27421553 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CPD163 and your account number.
Verifying IFSC HDFC0CPD163 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CPD163 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-27421553.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pune District Central Coop Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CPD163 continue to work without interruption.
Branch address & contact
HDFC BankPune District Central Coop Bank Branch
A P ANTHURNE TAL INDAPUR DIST PUNE
Pune, Maharashtra
Phone: 20-27421553
IFSC: HDFC0CPD163
Frequently asked questions
Can I use IFSC HDFC0CPD163 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CPD163 to send funds instantly.
How quickly will an NEFT transfer using HDFC0CPD163 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pune District Central Coop Bank reflect within 30 minutes.
What is the phone number of HDFC Bank Pune District Central Coop Bank branch?
You can reach the branch at 20-27421553 during regular banking hours.
Is IFSC HDFC0CPD163 valid for NEFT and RTGS?
Yes. IFSC HDFC0CPD163 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Pune District Central Coop Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 20-27421553 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pune District Central Coop Bank branch but serve different purposes.
Where is HDFC Bank Pune District Central Coop Bank branch located?
HDFC Bank's Pune District Central Coop Bank branch is located at A P ANTHURNE TAL INDAPUR DIST PUNE, Pune, Maharashtra.
How do I add HDFC Bank Pune District Central Coop Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CPD163, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0CPD163 belongs to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, located at A P ANTHURNE TAL INDAPUR DIST PUNE in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
