If you are searching for the IFSC code of HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CPD143. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PUNE DISTRICT CENTRAL COOP BANK branch, and detailed step-by-step guides for using the IFSC HDFC0CPD143 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, the IFSC HDFC0CPD143 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CPD143 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Pune District Central Coop Bank branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CPD143.
About this branch
The branch is located at 125 BHAWANI PETH PUNE ZILHA KRUSHI AUDYOGIK SEVA SAHAKARI BLDG PUNE. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CPD143 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pune District Central Coop Bank |
| IFSC Code | HDFC0CPD143 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 125 BHAWANI PETH PUNE ZILHA KRUSHI AUDYOGIK SEVA SAHAKARI BLDG PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7447490127 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE DISTRICT CENTRAL COOP BANK of HDFC Bank — its own 11-character IFSC. The code HDFC0CPD143 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPD143 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Pune District Central Coop Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CPD143 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0CPD143
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPD143 across all three.
How to use IFSC HDFC0CPD143 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0CPD143.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PUNE DISTRICT CENTRAL COOP BANK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PUNE DISTRICT CENTRAL COOP BANK
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CPD143 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank PUNE DISTRICT CENTRAL COOP BANK (IFSC HDFC0CPD143)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CPD143 in your mobile or internet banking app, and the money is credited to the PUNE DISTRICT CENTRAL COOP BANK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CPD143 for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CPD143 | Yes – HDFC0CPD143 | Yes – HDFC0CPD143 |
For most retail customers crediting the Pune District Central Coop Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, the IFSC HDFC0CPD143 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pune District Central Coop Bank branch is mapped to IFSC HDFC0CPD143 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CPD143.
Banking services available
The Pune District Central Coop Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7447490127.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CPD143
Online banking and IFSC HDFC0CPD143
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PUNE DISTRICT CENTRAL COOP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CPD143 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Pune District Central Coop Bank branch sits at 125 BHAWANI PETH PUNE ZILHA KRUSHI AUDYOGIK SEVA SAHAKARI BLDG PUNE. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 91-7447490127 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CPD143 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK:
- The IFSC is exactly HDFC0CPD143 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and PUNE DISTRICT CENTRAL COOP BANK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pune District Central Coop Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CPD143 continue to work without interruption.
Verifying IFSC HDFC0CPD143 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CPD143 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7447490127.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankPune District Central Coop Bank Branch
125 BHAWANI PETH PUNE ZILHA KRUSHI AUDYOGIK SEVA SAHAKARI BLDG PUNE
Pune, Maharashtra
Phone: 91-7447490127
IFSC: HDFC0CPD143
Frequently asked questions
Where is HDFC Bank Pune District Central Coop Bank branch located?
HDFC Bank's Pune District Central Coop Bank branch is located at 125 BHAWANI PETH PUNE ZILHA KRUSHI AUDYOGIK SEVA SAHAKARI BLDG PUNE, Pune, Maharashtra.
What is the phone number of HDFC Bank Pune District Central Coop Bank branch?
You can reach the branch at 91-7447490127 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pune District Central Coop Bank branch but serve different purposes.
Is IFSC HDFC0CPD143 the same for all accounts at Pune District Central Coop Bank branch?
Yes. The IFSC HDFC0CPD143 is shared by every account held at HDFC Bank's Pune District Central Coop Bank branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0CPD143 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pune District Central Coop Bank reflect within 30 minutes.
Can I use IFSC HDFC0CPD143 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CPD143 to send funds instantly.
Does HDFC Bank Pune District Central Coop Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7447490127 to confirm.
How do I add HDFC Bank Pune District Central Coop Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CPD143, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0CPD143 belongs to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, located at 125 BHAWANI PETH PUNE ZILHA KRUSHI AUDYOGIK SEVA SAHAKARI BLDG PUNE in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


