Use this page as a one-stop reference for everything related to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch in PUNE, MAHARASHTRA. The branch's IFSC code HDFC0CPD074 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK is HDFC0CPD074. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CPD074 map to this branch in PUNE, MAHARASHTRA.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pune District Central Coop Bank branch — IFSC HDFC0CPD074 — extends the bank's services to customers in and around Pune, Maharashtra.
About the Pune District Central Coop Bank branch
The Pune District Central Coop Bank branch of HDFC Bank is situated at A P KENDUR TAL SHIRUR DIST PUNE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CPD074 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pune District Central Coop Bank |
| IFSC Code | HDFC0CPD074 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P KENDUR TAL SHIRUR DIST PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 2137 |
| Phone | 264726 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE DISTRICT CENTRAL COOP BANK of HDFC Bank — its own 11-character IFSC. The code HDFC0CPD074 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPD074 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Pune District Central Coop Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CPD074 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0CPD074
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPD074 across all three.
NEFT to HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK using IFSC HDFC0CPD074
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CPD074, and confirm that the system picks up HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUNE DISTRICT CENTRAL COOP BANK
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CPD074 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank PUNE DISTRICT CENTRAL COOP BANK (IFSC HDFC0CPD074)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CPD074 in your mobile or internet banking app, and the money is credited to the PUNE DISTRICT CENTRAL COOP BANK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CPD074 for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CPD074 | Yes – HDFC0CPD074 | Yes – HDFC0CPD074 |
For most retail customers crediting the Pune District Central Coop Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0CPD074
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK is still mapped to IFSC HDFC0CPD074. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CPD074 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pune District Central Coop Bank branch is mapped to IFSC HDFC0CPD074 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CPD074.
Products and services
Customers walking into the Pune District Central Coop Bank branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CPD074
Online banking and IFSC HDFC0CPD074
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PUNE DISTRICT CENTRAL COOP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CPD074 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Pune District Central Coop Bank branch
The branch is located at A P KENDUR TAL SHIRUR DIST PUNE, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Pune District Central Coop Bank branch” — the verified location pin for IFSC HDFC0CPD074 should appear at the top of the results.
- Confirm the branch is open by calling 2137-264726 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CPD074 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK:
- The IFSC is exactly HDFC0CPD074 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and PUNE DISTRICT CENTRAL COOP BANK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pune District Central Coop Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CPD074 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CPD074 for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankPune District Central Coop Bank Branch
A P KENDUR TAL SHIRUR DIST PUNE
Pune, Maharashtra
Phone: 2137-264726
IFSC: HDFC0CPD074
Frequently asked questions
What is the phone number of HDFC Bank Pune District Central Coop Bank branch?
You can reach the branch at 2137-264726 during regular banking hours.
How quickly will an NEFT transfer using HDFC0CPD074 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pune District Central Coop Bank reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pune District Central Coop Bank branch but serve different purposes.
Does HDFC Bank Pune District Central Coop Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2137-264726 to confirm.
Is IFSC HDFC0CPD074 the same for all accounts at Pune District Central Coop Bank branch?
Yes. The IFSC HDFC0CPD074 is shared by every account held at HDFC Bank's Pune District Central Coop Bank branch. Only the account number changes from customer to customer.
Where is HDFC Bank Pune District Central Coop Bank branch located?
HDFC Bank's Pune District Central Coop Bank branch is located at A P KENDUR TAL SHIRUR DIST PUNE, Pune, Maharashtra.
Final notes
To recap: HDFC0CPD074 is the IFSC code of HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
