Use this page as a one-stop reference for everything related to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch in PUNE, MAHARASHTRA. The branch's IFSC code HDFC0CPD045 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK is HDFC0CPD045. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CPD045 map to this branch in PUNE, MAHARASHTRA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pune District Central Coop Bank |
| IFSC Code | HDFC0CPD045 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P VADGAON NIMBALKAR TAL BARAMATI DIST PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 2111 |
| Phone | 282122 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Pune District Central Coop Bank branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CPD045.
About this branch
The branch is located at A P VADGAON NIMBALKAR TAL BARAMATI DIST PUNE. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CPD045 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE DISTRICT CENTRAL COOP BANK of HDFC Bank — its own 11-character IFSC. The code HDFC0CPD045 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPD045 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0CPD045
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPD045 across all three.
How to use IFSC HDFC0CPD045 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0CPD045.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PUNE DISTRICT CENTRAL COOP BANK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0CPD045
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, ensure your bank's portal accepts IFSC HDFC0CPD045 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank PUNE DISTRICT CENTRAL COOP BANK (IFSC HDFC0CPD045)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CPD045 in your mobile or internet banking app, and the money is credited to the PUNE DISTRICT CENTRAL COOP BANK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CPD045 for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CPD045 | Yes – HDFC0CPD045 | Yes – HDFC0CPD045 |
For most retail customers crediting the Pune District Central Coop Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0CPD045
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK is still mapped to IFSC HDFC0CPD045. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CPD045 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pune District Central Coop Bank branch is mapped to IFSC HDFC0CPD045 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CPD045.
Products and services
Customers walking into the Pune District Central Coop Bank branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CPD045
MICR & cheque-truncation details
Cheques drawn on the Pune District Central Coop Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CPD045 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0CPD045
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PUNE DISTRICT CENTRAL COOP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CPD045 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK:
- The IFSC is exactly HDFC0CPD045 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and PUNE DISTRICT CENTRAL COOP BANK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pune District Central Coop Bank branch
The branch is located at A P VADGAON NIMBALKAR TAL BARAMATI DIST PUNE, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Pune District Central Coop Bank branch” — the verified location pin for IFSC HDFC0CPD045 should appear at the top of the results.
- Confirm the branch is open by calling 2111-282122 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CPD045 and your account number.
Verifying IFSC HDFC0CPD045 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CPD045 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2111-282122.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pune District Central Coop Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CPD045 continue to work without interruption.
Branch address & contact
HDFC BankPune District Central Coop Bank Branch
A P VADGAON NIMBALKAR TAL BARAMATI DIST PUNE
Pune, Maharashtra
Phone: 2111-282122
IFSC: HDFC0CPD045
Frequently asked questions
Is IFSC HDFC0CPD045 the same for all accounts at Pune District Central Coop Bank branch?
Yes. The IFSC HDFC0CPD045 is shared by every account held at HDFC Bank's Pune District Central Coop Bank branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0CPD045 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pune District Central Coop Bank reflect within 30 minutes.
Where is HDFC Bank Pune District Central Coop Bank branch located?
HDFC Bank's Pune District Central Coop Bank branch is located at A P VADGAON NIMBALKAR TAL BARAMATI DIST PUNE, Pune, Maharashtra.
Can I use IFSC HDFC0CPD045 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CPD045 to send funds instantly.
How do I add HDFC Bank Pune District Central Coop Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CPD045, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Pune District Central Coop Bank branch?
The IFSC code of HDFC Bank, Pune District Central Coop Bank branch is HDFC0CPD045. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0CPD045 valid for NEFT and RTGS?
Yes. IFSC HDFC0CPD045 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Pune District Central Coop Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2111-282122 to confirm.
Summary
The IFSC code HDFC0CPD045 belongs to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, located at A P VADGAON NIMBALKAR TAL BARAMATI DIST PUNE in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
