If you are searching for the IFSC code of HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CPD034. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PUNE DISTRICT CENTRAL COOP BANK branch, and detailed step-by-step guides for using the IFSC HDFC0CPD034 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0CPD034 is the IFSC of HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch. The format is fixed: HDFC = bank code, 0 = reserved, CPD034 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Pune District Central Coop Bank branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CPD034.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pune District Central Coop Bank |
| IFSC Code | HDFC0CPD034 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AGRICULTURE COLLEGE COMPOUND SHIVAJINAGAR PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 2112 |
| Phone | 282137 |
About the Pune District Central Coop Bank branch
The Pune District Central Coop Bank branch of HDFC Bank is situated at AGRICULTURE COLLEGE COMPOUND SHIVAJINAGAR PUNE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CPD034 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE DISTRICT CENTRAL COOP BANK of HDFC Bank — its own 11-character IFSC. The code HDFC0CPD034 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPD034 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Pune District Central Coop Bank branch is mapped to IFSC HDFC0CPD034 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CPD034.
Products and services
Customers walking into the Pune District Central Coop Bank branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CPD034
How to transfer money using IFSC HDFC0CPD034
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPD034 across all three.
NEFT to HDFC Bank, PUNE DISTRICT CENTRAL COOP BANK using IFSC HDFC0CPD034
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CPD034, and confirm that the system picks up HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0CPD034
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, ensure your bank's portal accepts IFSC HDFC0CPD034 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, use IMPS. With IFSC HDFC0CPD034 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CPD034 for HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CPD034 | Yes – HDFC0CPD034 | Yes – HDFC0CPD034 |
For most retail customers crediting the Pune District Central Coop Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, the IFSC HDFC0CPD034 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Pune District Central Coop Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CPD034 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CPD034 and the account number together uniquely identify the Pune District Central Coop Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0CPD034
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PUNE DISTRICT CENTRAL COOP BANK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CPD034. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pune District Central Coop Bank branch sits at AGRICULTURE COLLEGE COMPOUND SHIVAJINAGAR PUNE. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 2112-282137 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CPD034 and your account number.
Verifying IFSC HDFC0CPD034 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CPD034 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2112-282137.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pune District Central Coop Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CPD034, however, work 24x7.
Branch address & contact
HDFC BankPune District Central Coop Bank Branch
AGRICULTURE COLLEGE COMPOUND SHIVAJINAGAR PUNE
Pune, Maharashtra
Phone: 2112-282137
IFSC: HDFC0CPD034
Frequently asked questions
What is the IFSC code of HDFC Bank Pune District Central Coop Bank branch?
The IFSC code of HDFC Bank, Pune District Central Coop Bank branch is HDFC0CPD034. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0CPD034 the same for all accounts at Pune District Central Coop Bank branch?
Yes. The IFSC HDFC0CPD034 is shared by every account held at HDFC Bank's Pune District Central Coop Bank branch. Only the account number changes from customer to customer.
Is IFSC HDFC0CPD034 valid for NEFT and RTGS?
Yes. IFSC HDFC0CPD034 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pune District Central Coop Bank branch but serve different purposes.
Where is HDFC Bank Pune District Central Coop Bank branch located?
HDFC Bank's Pune District Central Coop Bank branch is located at AGRICULTURE COLLEGE COMPOUND SHIVAJINAGAR PUNE, Pune, Maharashtra.
Does HDFC Bank Pune District Central Coop Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2112-282137 to confirm.
Summary
The IFSC code HDFC0CPD034 belongs to HDFC Bank's PUNE DISTRICT CENTRAL COOP BANK branch, located at AGRICULTURE COLLEGE COMPOUND SHIVAJINAGAR PUNE in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
