This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, PUNE - BOAT CLUB branch in PUNE. The 11-digit IFSC HDFC0000039 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the PUNE - BOAT CLUB location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PUNE - BOAT CLUB is HDFC0000039. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000039 map to this branch in PUNE, MAHARASHTRA.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pune - Boat Club branch in Pune, Maharashtra is part of this network and uses the IFSC code HDFC0000039 for all electronic settlement.
About this branch
The branch is located at 9/2,KALPATARU GARDENS,BOAT CLUB ROAD.PUNEMAHARASHTRA411001. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000039 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pune - Boat Club |
| IFSC Code | HDFC0000039 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 9/2,KALPATARU GARDENS,BOAT CLUB ROAD.PUNEMAHARASHTRA411001 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890603333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PUNE - BOAT CLUB branch came to be assigned the code HDFC0000039.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000039, money simply cannot be routed to the PUNE - BOAT CLUB branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0000039 and the account number together uniquely identify the Pune - Boat Club branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0000039
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000039 across all three.
NEFT to HDFC Bank, PUNE - BOAT CLUB using IFSC HDFC0000039
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000039, and confirm that the system picks up HDFC Bank – PUNE - BOAT CLUB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUNE - BOAT CLUB
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PUNE - BOAT CLUB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000039 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – PUNE - BOAT CLUB, use IMPS. With IFSC HDFC0000039 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000039 for HDFC Bank – PUNE - BOAT CLUB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000039 | Yes – HDFC0000039 | Yes – HDFC0000039 |
For most retail customers crediting the Pune - Boat Club branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PUNE - BOAT CLUB branch, the IFSC HDFC0000039 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pune - Boat Club branch is mapped to IFSC HDFC0000039 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000039.
Banking services available
The Pune - Boat Club branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9890603333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000039
Digital banking channels
Most day-to-day work that customers used to do at the Pune - Boat Club branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000039 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Pune - Boat Club branch sits at 9/2,KALPATARU GARDENS,BOAT CLUB ROAD.PUNEMAHARASHTRA411001. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 91-9890603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000039 and your account number.
Common mistakes to avoid when using IFSC HDFC0000039
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PUNE - BOAT CLUB, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0000039. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pune - Boat Club branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0000039, however, work 24x7.
Verifying IFSC HDFC0000039 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000039 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9890603333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankPune - Boat Club Branch
9/2,KALPATARU GARDENS,BOAT CLUB ROAD.PUNEMAHARASHTRA411001
Pune, Maharashtra
Phone: 91-9890603333
IFSC: HDFC0000039
Frequently asked questions
How do I add HDFC Bank Pune - Boat Club as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000039, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0000039 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pune - Boat Club reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pune - Boat Club branch but serve different purposes.
Does HDFC Bank Pune - Boat Club branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890603333 to confirm.
Is IFSC HDFC0000039 valid for NEFT and RTGS?
Yes. IFSC HDFC0000039 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0000039 the same for all accounts at Pune - Boat Club branch?
Yes. The IFSC HDFC0000039 is shared by every account held at HDFC Bank's Pune - Boat Club branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0000039 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000039 to send funds instantly.
What is the IFSC code of HDFC Bank Pune - Boat Club branch?
The IFSC code of HDFC Bank, Pune - Boat Club branch is HDFC0000039. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0000039 belongs to HDFC Bank's PUNE - BOAT CLUB branch, located at 9/2,KALPATARU GARDENS,BOAT CLUB ROAD.PUNEMAHARASHTRA411001 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
