IFSC Code of HDFC Bank, Jijamata Mahila Sah Bank Ltd Pune Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, JIJAMATA MAHILA SAH BANK LTD PUNE branch in PUNE. The 11-digit IFSC HDFC0CJMS99 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the JIJAMATA MAHILA SAH BANK LTD PUNE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CJMS99 is the IFSC of HDFC Bank's JIJAMATA MAHILA SAH BANK LTD PUNE branch. The format is fixed: HDFC = bank code, 0 = reserved, CJMS99 = branch identifier.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jijamata Mahila Sah Bank Ltd Pune branch — IFSC HDFC0CJMS99 — extends the bank's services to customers in and around Pune, Maharashtra.

Jijamata Mahila Sah Bank Ltd Pune branch overview

Located at MALATI - MADHAV 1639 B, SADASHIV PETH,PUNE - 411030, the Jijamata Mahila Sah Bank Ltd Pune branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CJMS99 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JIJAMATA MAHILA SAH BANK LTD PUNE of HDFC Bank — its own 11-character IFSC. The code HDFC0CJMS99 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CJMS99 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CJMS99

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CJMS99 across all three.

NEFT to HDFC Bank, JIJAMATA MAHILA SAH BANK LTD PUNE using IFSC HDFC0CJMS99

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CJMS99, and confirm that the system picks up HDFC Bank – JIJAMATA MAHILA SAH BANK LTD PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JIJAMATA MAHILA SAH BANK LTD PUNE

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's JIJAMATA MAHILA SAH BANK LTD PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CJMS99 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank JIJAMATA MAHILA SAH BANK LTD PUNE (IFSC HDFC0CJMS99)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CJMS99 in your mobile or internet banking app, and the money is credited to the JIJAMATA MAHILA SAH BANK LTD PUNE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jijamata Mahila Sah Bank Ltd Pune

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CJMS99:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JIJAMATA MAHILA SAH BANK LTD PUNE is still linked to IFSC HDFC0CJMS99.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's JIJAMATA MAHILA SAH BANK LTD PUNE branch, the IFSC HDFC0CJMS99 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jijamata Mahila Sah Bank Ltd Pune branch is mapped to IFSC HDFC0CJMS99 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CJMS99.

Products and services

Customers walking into the Jijamata Mahila Sah Bank Ltd Pune branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CJMS99

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CJMS99 and the account number together uniquely identify the Jijamata Mahila Sah Bank Ltd Pune branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Jijamata Mahila Sah Bank Ltd Pune branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CJMS99 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC HDFC0CJMS99

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – JIJAMATA MAHILA SAH BANK LTD PUNE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CJMS99.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Jijamata Mahila Sah Bank Ltd Pune branch sits at MALATI - MADHAV 1639 B, SADASHIV PETH,PUNE - 411030. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-24325327 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CJMS99 and your account number.

Verifying IFSC HDFC0CJMS99 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CJMS99 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-24325327.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jijamata Mahila Sah Bank Ltd Pune are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CJMS99 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CJMS99 belongs to HDFC Bank's JIJAMATA MAHILA SAH BANK LTD PUNE branch, located at MALATI - MADHAV 1639 B, SADASHIV PETH,PUNE - 411030 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.