IFSC Code of HDFC Bank, Jijamata Mahila Sah Bank Ltd Pune Branch, Maharashtra

If you are searching for the IFSC code of HDFC Bank, JIJAMATA MAHILA SAH BANK LTD PUNE branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CJMS01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JIJAMATA MAHILA SAH BANK LTD PUNE branch, and detailed step-by-step guides for using the IFSC HDFC0CJMS01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – JIJAMATA MAHILA SAH BANK LTD PUNE is HDFC0CJMS01. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CJMS01 map to this branch in PUNE, MAHARASHTRA.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Jijamata Mahila Sah Bank Ltd Pune branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CJMS01.

About the Jijamata Mahila Sah Bank Ltd Pune branch

The Jijamata Mahila Sah Bank Ltd Pune branch of HDFC Bank is situated at SAVARKAR UDYOG BHAVAN,SHIVAJI NAGAR PUNE -411005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CJMS01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's JIJAMATA MAHILA SAH BANK LTD PUNE branch came to be assigned the code HDFC0CJMS01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CJMS01, money simply cannot be routed to the JIJAMATA MAHILA SAH BANK LTD PUNE branch electronically.

How to transfer money using IFSC HDFC0CJMS01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CJMS01 across all three.

NEFT to HDFC Bank, JIJAMATA MAHILA SAH BANK LTD PUNE using IFSC HDFC0CJMS01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CJMS01, and confirm that the system picks up HDFC Bank – JIJAMATA MAHILA SAH BANK LTD PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JIJAMATA MAHILA SAH BANK LTD PUNE

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's JIJAMATA MAHILA SAH BANK LTD PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CJMS01 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – JIJAMATA MAHILA SAH BANK LTD PUNE, use IMPS. With IFSC HDFC0CJMS01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CJMS01 for HDFC Bank – JIJAMATA MAHILA SAH BANK LTD PUNE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jijamata Mahila Sah Bank Ltd Pune branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's JIJAMATA MAHILA SAH BANK LTD PUNE branch, the IFSC HDFC0CJMS01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jijamata Mahila Sah Bank Ltd Pune branch is mapped to IFSC HDFC0CJMS01 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CJMS01.

Products and services

Customers walking into the Jijamata Mahila Sah Bank Ltd Pune branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CJMS01

MICR & cheque-truncation details

Cheques drawn on the Jijamata Mahila Sah Bank Ltd Pune branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CJMS01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0CJMS01

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the JIJAMATA MAHILA SAH BANK LTD PUNE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CJMS01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – JIJAMATA MAHILA SAH BANK LTD PUNE:

• The IFSC is exactly HDFC0CJMS01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and JIJAMATA MAHILA SAH BANK LTD PUNE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jijamata Mahila Sah Bank Ltd Pune branch sits at SAVARKAR UDYOG BHAVAN,SHIVAJI NAGAR PUNE -411005. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-25533724 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CJMS01 and your account number.

Verifying IFSC HDFC0CJMS01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CJMS01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-25533724.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jijamata Mahila Sah Bank Ltd Pune branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CJMS01, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CJMS01 is the IFSC code of HDFC Bank, JIJAMATA MAHILA SAH BANK LTD PUNE branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.