This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, DHYARI branch in PUNE. The 11-digit IFSC HDFC0004888 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the DHYARI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's DHYARI branch, the IFSC HDFC0004888 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 004888 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Dhyari |
| IFSC Code | HDFC0004888 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND AND MEZZANINE FLOOR SRNO60 7 1A 3 VADGAON TAL HAVELI PUNE MAHARASHTRA 411051 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhyari branch in Pune, Maharashtra is part of this network and uses the IFSC code HDFC0004888 for all electronic settlement.
About the Dhyari branch
The Dhyari branch of HDFC Bank is situated at HDFC BANK LTD GROUND AND MEZZANINE FLOOR SRNO60 7 1A 3 VADGAON TAL HAVELI PUNE MAHARASHTRA 411051. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004888 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHYARI of HDFC Bank — its own 11-character IFSC. The code HDFC0004888 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004888 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0004888
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004888 across all three.
How to use IFSC HDFC0004888 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's DHYARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004888.
- Confirm the bank name auto-populates as HDFC Bank and the branch as DHYARI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0004888
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – DHYARI, ensure your bank's portal accepts IFSC HDFC0004888 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank DHYARI (IFSC HDFC0004888)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004888 in your mobile or internet banking app, and the money is credited to the DHYARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004888 for HDFC Bank – DHYARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004888 | Yes – HDFC0004888 | Yes – HDFC0004888 |
For most retail customers crediting the Dhyari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's DHYARI branch, the IFSC HDFC0004888 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dhyari branch is mapped to IFSC HDFC0004888 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004888.
Products and services
Customers walking into the Dhyari branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004888
MICR & cheque-truncation details
Cheques drawn on the Dhyari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004888 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0004888
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the DHYARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004888 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0004888
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – DHYARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004888. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dhyari branch
The branch is located at HDFC BANK LTD GROUND AND MEZZANINE FLOOR SRNO60 7 1A 3 VADGAON TAL HAVELI PUNE MAHARASHTRA 411051, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Dhyari branch” — the verified location pin for IFSC HDFC0004888 should appear at the top of the results.
- Confirm the branch is open by calling 22-61606161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004888 and your account number.
Verifying IFSC HDFC0004888 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004888 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-61606161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dhyari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004888 continue to work without interruption.
Branch address & contact
HDFC BankDhyari Branch
HDFC BANK LTD GROUND AND MEZZANINE FLOOR SRNO60 7 1A 3 VADGAON TAL HAVELI PUNE MAHARASHTRA 411051
Pune, Maharashtra
Phone: 22-61606161
IFSC: HDFC0004888
Frequently asked questions
How do I add HDFC Bank Dhyari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004888, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0004888 valid for NEFT and RTGS?
Yes. IFSC HDFC0004888 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0004888 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Dhyari reflect within 30 minutes.
Is IFSC HDFC0004888 the same for all accounts at Dhyari branch?
Yes. The IFSC HDFC0004888 is shared by every account held at HDFC Bank's Dhyari branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Dhyari branch?
You can reach the branch at 22-61606161 during regular banking hours.
Where is HDFC Bank Dhyari branch located?
HDFC Bank's Dhyari branch is located at HDFC BANK LTD GROUND AND MEZZANINE FLOOR SRNO60 7 1A 3 VADGAON TAL HAVELI PUNE MAHARASHTRA 411051, Pune, Maharashtra.
Can I use IFSC HDFC0004888 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004888 to send funds instantly.
Does HDFC Bank Dhyari branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-61606161 to confirm.
Summary
The IFSC code HDFC0004888 belongs to HDFC Bank's DHYARI branch, located at HDFC BANK LTD GROUND AND MEZZANINE FLOOR SRNO60 7 1A 3 VADGAON TAL HAVELI PUNE… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
