This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, PULWAMA II branch in PULWAMA. The 11-digit IFSC HDFC0006032 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the PULWAMA II location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0006032 is the IFSC of HDFC Bank's PULWAMA II branch. The format is fixed: HDFC = bank code, 0 = reserved, 006032 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pulwama Ii |
| IFSC Code | HDFC0006032 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR MAIN CHOWK RAJPORA PULWAMA JAMMU AND KASHMIR 192306 |
| City | Pulwama |
| District | Pulwama |
| State | Jammu and Kashmir |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pulwama Ii branch — IFSC HDFC0006032 — extends the bank's services to customers in and around Pulwama, Jammu and Kashmir.
About this branch
The branch is located at GRD FLOOR MAIN CHOWK RAJPORA PULWAMA JAMMU AND KASHMIR 192306. It serves the Pulwama region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0006032 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PULWAMA II branch came to be assigned the code HDFC0006032.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0006032, money simply cannot be routed to the PULWAMA II branch electronically.
How to transfer money using IFSC HDFC0006032
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006032 across all three.
How to use IFSC HDFC0006032 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PULWAMA II branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0006032.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PULWAMA II.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0006032
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PULWAMA II, ensure your bank's portal accepts IFSC HDFC0006032 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank PULWAMA II (IFSC HDFC0006032)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006032 in your mobile or internet banking app, and the money is credited to the PULWAMA II branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pulwama Ii
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0006032:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PULWAMA II is still linked to IFSC HDFC0006032.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0006032
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PULWAMA II is still mapped to IFSC HDFC0006032. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006032 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pulwama Ii branch is mapped to IFSC HDFC0006032 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006032.
Products and services
Customers walking into the Pulwama Ii branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006032
MICR & cheque-truncation details
Cheques drawn on the Pulwama Ii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006032 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0006032
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PULWAMA II branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0006032 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0006032
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PULWAMA II, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006032. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pulwama Ii branch
The branch is located at GRD FLOOR MAIN CHOWK RAJPORA PULWAMA JAMMU AND KASHMIR 192306, which puts it inside Pulwama, the broader Pulwama district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Pulwama Ii branch” — the verified location pin for IFSC HDFC0006032 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0006032 and your account number.
Verifying IFSC HDFC0006032 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006032 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pulwama Ii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0006032 continue to work without interruption.
Branch address & contact
HDFC BankPulwama Ii Branch
GRD FLOOR MAIN CHOWK RAJPORA PULWAMA JAMMU AND KASHMIR 192306
Pulwama, Jammu and Kashmir
Phone: 1800-2026161
IFSC: HDFC0006032
Frequently asked questions
Does HDFC Bank Pulwama Ii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Is IFSC HDFC0006032 the same for all accounts at Pulwama Ii branch?
Yes. The IFSC HDFC0006032 is shared by every account held at HDFC Bank's Pulwama Ii branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0006032 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006032 to send funds instantly.
What is the IFSC code of HDFC Bank Pulwama Ii branch?
The IFSC code of HDFC Bank, Pulwama Ii branch is HDFC0006032. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Pulwama Ii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006032, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Pulwama Ii branch located?
HDFC Bank's Pulwama Ii branch is located at GRD FLOOR MAIN CHOWK RAJPORA PULWAMA JAMMU AND KASHMIR 192306, Pulwama, Jammu and Kashmir.
Final notes
To recap: HDFC0006032 is the IFSC code of HDFC Bank, PULWAMA II branch, in PULWAMA, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
